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    TPO Offers the FHA 203(h) Product

    On Q FInancial, Inc’s TPO Division Offers the FHA 203(h) product for borrowers that were victims of a Presidentially Decliared Major Disaster Area

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    FEMA Disaster

    TPO – FEMA – Disaster Area List Update

    Effective January 8, 2023 REVISED January 17, 2023 There were multiple events over the past couple of weeks which caused […]

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    Correspondent Update

    On Q Financial, Inc – EFFECTIVE JANUARY 19, 2023 – Collateral, Trailing Documents, and Payment Delivery Address Change

    Effective January 19, 2023  This notice is to advise that On Q Financial, Inc.’s Collateral Delivery, Trailing Documents, Servicing and […]

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    TPO – CREDIT POLICY – Revised Overlays/Selling Guide Update

    Effective Immediately On Q Financial has updated our overlays to add, remove and clarify certain scenarios. Below is an overview […]

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    Correspondent Update

    Trade Desk (Delegated) – Government Temporary Interest Rate Buydowns – SUSPENDED

    December 12, 2022 On Q Financial is temporarily suspending Government Temporary Buydowns via the On Q Financial Mandatory Trade Desk,​ […]

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    TPO – 2023 Conforming Loan Limits – REVISED

    November 29, 2022 (Revised December 6, 2022) The Federal Housing Finance Agency (FHFA) today announced the conforming loan limits (CLLs) […]

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    Correspondent Update

    DELEGATED – Credit Policy – Undisclosed Debt/Debt Monitoring

    Please be advised that effective 01/03/2023, On Q Financial, Inc will require that all Delegated (CONVENTIONAL ONLY) loan submissions include […]

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    Correspondent Update

    NON-DELEGATED – Credit Policy 11.17.22 – UDM/Debt Monitoring

    Please be advised that effective 12/01/2022, On Q Financial, Inc will order UDM (Undisclosed Debt Monitoring) on all Non-Delegated transactions […]

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    Correspondent Update

    DELEGATED – CREDIT POLICY – Fraud Search

    November 16, 2022 Please be advised that effective 12/01/2022, On Q Financial, Inc will require that all Delegated loan submissions […]

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    Credit Policy

    TPO – CREDIT POLICY – 11.15.22 – USDA Form Update

    November 15, 2022 On August 30th, USDA introduced new forms RD 3555-11, 3555-17, 3555-18 & 3555-21. On November 30th, the […]

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    FEMA Disaster

    TPO – FEMA – Hurricane Nicole – Revised

    November 15, 2022 With the passing of Hurricane Nicole, counties on the disaster list have been updated. Currently only one […]

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