house in the snow with a scarf wrapped around it

10 Home Winterizing Tips

Winter is upon us once again, and On Q Financial wants to make sure your home is ready for the weather that comes with it! We’ve put together this simple checklist to help you prevent expensive repairs, save money, and keep you warm all winter long! Check Your Roof and Gutters One of the most […]
Plastic bin filled with clothes with the sign "Coat Drive" tied to the front

On Q Financial’s First Coat Drive

One Warm Coat is a national nonprofit that promotes awareness of the need for warm coats across the country. Working with distribution partners across the United States, One Warm Coat delivers jackets, overshirts, and coats to shelters and youth organizations to be distributed locally. We are honored to partner with this fantastic organization for our […]
paper cutouts of clouds and a house lifted into the sky by dollar signs attached with strings (like balloons)

New FHFA Conforming Loan Limits and What it Means for You

The Federal Housing Finance Agency (FHFA) has announced that conforming loan limits would increase for 2021. As with any announcement of this type, it is filled with industry jargon that may make it difficult to understand what this means. At On Q Financial, we believe in simplicity, so we will decode this announcement and give […]
Woman untying a bow on a gift

What is a Gift Letter for Your Mortgage?

If you are buying a home with not enough money for a significant down payment, you have some options to help bear the financial burden. Aside from down payment assistance programs or discount points, some may have the good fortune to call upon their friends and family for gifts. Rather than toaster ovens or blenders, […]
black balloons against an orange background

Spot Must-Have Home Good Deals This Black Friday

Are you anxious to get started on your holiday shopping? Well, you can get your Black Friday started early this year with home deals at Walmart, Target, and Home Depot, all starting from November 4th! With more retailers rolling out deals throughout November and Black Friday around the corner, it can get a bit overwhelming […]
people fighting against covid when traveling

Is Travel Safe in the COVID-19 Pandemic?

2020 has been an unprecedented year for most. Amid the pandemic, we have seen people carry on, whether it be through new homeownership or resumed air travel. Others have been in a constant state of quarantine. Our traditions and norms have been turned upside down, and with the holidays approaching, many people are asking how […]