Now is the Time to Refinance

Easy Steps to Help Make Sure You Don’t Leave Money on the Table A fantastic rate is just one of the many reasons now may be the best time to call your lender, but some people still haven’t done it. With mortgage interest rates still hovering near the lowest levels in history, many are wondering […]
Couple hugging in their new home.

Low-Income Homeowners Receive Great News from Fannie Mae and Freddie Mac!

Refinancing is a great way to reduce your mortgage payment, and now Fannie Mae and Freddie Mac are offering Low-Income Homeowners some excellent additional options.
Married couple receiving keys to their home

FHA and VA Loans Now Available with Adjustable Rates

Check out how On Q Financial expands its home loan options by making adjustable-rate mortgages available for FHA and VA loans.
small house with a couple talking about low fico score

On Q Financial Offers More Opportunities for First Time and Veteran Buyers

w home. On Q Financial has made it easier for you! Excerpt: We at On Q Financial are proud to announce we are making our mortgages even more accessible by reducing our FICO credit score requirements to 530.
happy couple about lower interest rates

How to Get the Lowest Interest Rate

As a leading independent lender, we’re sharing an inside look at what factors affect rates and how rates may be forecast.
first time home buyers HUD

DACA Recipients Unlock Down Payment Assistance

The dream of homeownership is becoming a reality for more people. HUD is permitting individuals classified under the Deferred Action for Childhood Arrivals (DACA) program who are legally permitted to work in the U.S. with the U.S. Citizenship & Immigration Service (USCIS) are eligible to apply for mortgages backed by the FHA.