Mortgages Simplified™
Get prequalified or started on a loan application or refinance.
What can we help you with today?
Refinance Your Home
Are you considering refinancing your home loan to reduce your monthly payment, borrowing against your equity, or simply switching to an adjustable or fixed rate loan? Whatever your goals, we offer a variety of options to help.
First Time Home Buyer?
Buying your first home is exciting and one of the biggest financial decisions you’ll ever make. We can help you get prequalified for a first time home buyer loan program, knowing what you can comfortably afford. We’ll advise you on grants and programs available to first time home buyers and make your home buying experience a great one.
Mortgage Calculator
Use our mortgage payment calculator to find out your housing affordability, estimate your monthly mortgage payments, and more. Just enter in a few specifics about the home you’re interested in and we can show you information that will help you make an informed financial decision.
Home Loan Options
Learn more about all of the mortgage options available to you, whether you’re a veteran looking to take advantage of a VA home loan or looking for down payment assistance programs – we have a number of home loan programs available.
Latest News

Phoenix Ranked in Top 10 Housing Markets in 2019
Phoenix is ranked 7th on Trulia’s Top Housing Markets to Watch and 5th on Realtor.com’s 10 Best Housing Markets in 2019. The Valley of the Sun is a scenic landscape decorated with cacti, animals, and mountains complete with surreal sunsets you can only see to believe....
read moreMost Popular Articles
What You Should Know About FHA Loans
So you’ve found your dream home and you’re ready to start the mortgage process, but the many different loan options can be overwhelming. Well, we’re here to help you understand FHA loans, their benefits, and if they would be a good fit for you. What is an FHA Loan?...
read moreOn Q Breaks Ground on Expansion Plan with New Regional Vice President
Tempe, AZ – On Q Financial, Inc., a Top 50 Mortgage Lender, expands across the Eastern Seaboard with new branches in Maryland, Virginia, Washington D.C., Pennsylvania, and Delaware spearheaded by of our newest Regional Vice President of the Mid-Atlantic, Brian Logie....
read moreHow Mortgage Rates Are Determined
Credit score and down payment impact your interest rate Home loan rates are trending up, but are still historically low How much waiting to buy can cost you How is your Mortgage Interest Rate Determined? When buying a home, the mortgage rate will be unique to each...
read moreOn Q Mortgage Consultant Earns Outstanding Partner Award from NAGLREP Denver Chapter
On Q Financial Mortgage Consultant, Sean Gross was presented with an Outstanding Partner Award from the National Association of Gay and Lesbian Real Estate Professionals (NAGLREP) Denver Chapter in December. Darla Michelsen, the NAGLREP Denver Chapter President,...
read moreWhat You Should Know About FHA Loans
On Q Breaks Ground on Expansion Plan with New Regional...
How Mortgage Rates Are Determined
At On Q Financial, The Dream is Inclusive.
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