What can we help you with today?
Refinance Your Home
Are you considering refinancing your home loan to reduce your monthly payment, borrowing against your home, or simply switching to an adjustable or fixed rate loan? Whatever your goals, we offer a variety of options to help.
First Time Home Buyer?
Buying your first home is exciting and one of the biggest financial decisions you’ll ever make. We can help you get prequalified for a first time home buyer loan program, knowing what you can comfortably afford. We’ll advise you on grants and programs available to first time home buyers and make your home buying experience a great one.
Use our mortgage payment calculator to find out your housing affordability, estimate your monthly mortgage payments, and more. Just enter in a few specifics about the home you’re interested in and we can show you information that will help you make an informed financial decision.
Home Loan Options
Learn more about all of the mortgage options available to you, whether you’re a veteran looking to take advantage of a VA home loan or looking for down payment assistance programs – we have a number of home loan programs available.
Most Popular Articles
Calculate your mortgage payments here PITI (Principal, Interest, Taxes, and Insurance) make up your monthly payments PMI is sometimes required but MPI is always optional. HOA prices increased by 4% from 2005-2015 Purchasing a home can come with a lot of new...read more
5/1 ARM home loan - 5 years same interest rate, then it adjusts each year after ARMs can have minimum and maximum interest rate amounts 5/1 ARM great for short-term purchases What is a 5/1 ARM? A 5/1 ARM (Adjustable Rate Mortgage) combines elements of a fixed...read more
How can we repay those who have given everything? Every day, the men and women of our armed forces put their lives on the line to protect our country and our livelihood. We would like to say “thank you” and remember those who have fallen. At On Q, we show our support...read more
Turn your house into a home with these awesome DIY tips! We may not all be qualified to have our own HGTV show like #ChipAndJo, but that doesn’t mean we can’t create our own dream home. A few quick fixes on a well-planned budget can have your home looking like...read more
Calculate your mortgage payments here PITI (Principal, Interest, Taxes, and Insurance) make up your monthly payments...read more
5/1 ARM home loan - 5 years same interest rate, then it adjusts each year after ARMs can have minimum and...read more
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"Working with On Q and their team was an absolute pleasure. They went above and beyond to help us understand our home loan. Thanks for helping us buy our new home!"
"Over the years, I have acquired several loans through On Q financial. On every occasion I have been impressed with their commitment to service and professionalism. The staff is knowledgeable and friendly. My mortgage consulting, Mike Anderson is thorough and responsive and he provides honest feedback when determining a course of action. On Q Financial has made a very combersome process much more pleasant. I would recommend this company to satisfy your mortgage needs!"
"I had begun to think financing was impossible. Lori Rousseau at On Q made it easy. I highly recommend this organization."
"Terrific service and very personalized. Made my experience completely stress free!"
"Amazing people to work with!"