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What can we help you with today?
Refinance Your Home
Are you considering refinancing your home loan to reduce your monthly payment, borrowing against your equity, or simply switching to an adjustable or fixed rate loan? Whatever your goals, we offer a variety of options to help.
First Time Home Buyer?
Buying your first home is exciting and one of the biggest financial decisions you’ll ever make. We can help you get prequalified for a first time home buyer loan program, knowing what you can comfortably afford. We’ll advise you on grants and programs available to first time home buyers and make your home buying experience a great one.
Use our mortgage payment calculator to find out your housing affordability, estimate your monthly mortgage payments, and more. Just enter in a few specifics about the home you’re interested in and we can show you information that will help you make an informed financial decision.
Home Loan Options
Learn more about all of the mortgage options available to you, whether you’re a veteran looking to take advantage of a VA home loan or looking for down payment assistance programs – we have a number of home loan programs available.
How can we repay those who have given everything? Every day, the men and women of our armed forces put their lives on the line to protect our country and our livelihood. We would like to say “thank you” and remember those who have fallen. At On Q, we show our support...read more
Most Popular Articles
Buying a home is an exciting time, but can also be stressful and overwhelming. Since it’s one of the biggest decisions you’ll make in your lifetime, it’s important to find out how you can make the most of this investment. Follow these 6 steps to get a simplified home...read more
With the recent events and conversations surrounding DACA and the Dreamers, I want to introduce the impact they make at On Q. The Deferred Action for Childhood Arrivals Program (DACA) was created with a vision to provide protection and support for families as they...read more
The Takeaways: Mortgage rates have seen a steady increase since the beginning of the year. A higher interest rate could mean a higher mortgage payment each month. Mortgage payments are a large part of home ownership, so it’s best to know what’s going on in the current...read more
On Q Financial, Inc. Welcomes Vanessa Montañez, First Vice President of Multicultural Business Development to Serve Western Region
Scottsdale, AZ. – On Q Financial, Inc., one of the nation’s top inclusive mortgage lenders, has hired Vanessa Montañez as its first Vice President of Multicultural Business Development to serve the Western region. Montañez will be an essential addition for On Q to...read more
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"Working with On Q and their team was an absolute pleasure. They went above and beyond to help us understand our home loan. Thanks for helping us buy our new home!"
"Over the years, I have acquired several loans through On Q financial. On every occasion I have been impressed with their commitment to service and professionalism. The staff is knowledgeable and friendly. My mortgage consulting, Mike Anderson is thorough and responsive and he provides honest feedback when determining a course of action. On Q Financial has made a very combersome process much more pleasant. I would recommend this company to satisfy your mortgage needs!"
"I had begun to think financing was impossible. Lori Rousseau at On Q made it easy. I highly recommend this organization."
"Terrific service and very personalized. Made my experience completely stress free!"
"Amazing people to work with!"