Mortgages Simplified™

Get prequalified or started on a loan application or refinance.

What can we help you with today?

Refinance Your Home

Are you considering refinancing your home loan to reduce your monthly payment, borrowing against your equity, or simply switching to an adjustable or fixed rate loan? Whatever your goals, we offer a variety of options to help.

First Time Home Buyer?

Buying your first home is exciting and one of the biggest financial decisions you’ll ever make. We can help you get prequalified for a first time home buyer loan program, knowing what you can comfortably afford. We’ll advise you on grants and programs available to first time home buyers and make your home buying experience a great one.

Mortgage Calculator

Use our mortgage payment calculator to find out your housing affordability, estimate your monthly mortgage payments, and more. Just enter in a few specifics about the home you’re interested in and we can show you information that will help you make an informed financial decision.

Home Loan Options

Learn more about all of the mortgage options available to you, whether you’re a veteran looking to take advantage of a VA home loan or looking for down payment assistance programs – we have a number of home loan programs available.

Latest News

Feb 11, 2019

Phoenix Ranked in Top 10 Housing Markets in 2019

Phoenix is ranked 7th on Trulia’s Top Housing Markets to Watch and 5th on Realtor.com’s 10 Best Housing Markets in 2019. The Valley of the Sun is a scenic landscape decorated with cacti, animals, and mountains complete with surreal sunsets you can only see to believe....

What You Should Know About FHA Loans

So you’ve found your dream home and you’re ready to start the mortgage process, but... read more

Jan 28, 2019

On Q Breaks Ground on Expansion Plan with New Regional...

Tempe, AZ – On Q Financial, Inc., a Top 50 Mortgage Lender, expands across the... read more

Jan 23, 2019

How Mortgage Rates Are Determined

Credit score and down payment impact your interest rate Home loan rates are trending up,... read more

At On Q Financial, The Dream is Inclusive.
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Testimonials

"Working with On Q and their team was an absolute pleasure. They went above and beyond to help us understand our home loan. Thanks for helping us buy our new home!"

– Claire L.

"Over the years, I have acquired several loans through On Q financial. On every occasion I have been impressed with their commitment to service and professionalism. The staff is knowledgeable and friendly. My mortgage consulting, Mike Anderson is thorough and responsive and he provides honest feedback when determining a course of action. On Q Financial has made a very combersome process much more pleasant. I would recommend this company to satisfy your mortgage needs!"

– R. R.

"Terrific service and very personalized. Made my experience completely stress free!"

– Pam H.

"Amazing people to work with!"

– Leah S.