Mortgages Simplified™

Get prequalified or started on a loan application or refinance.

What can we help you with today?

Refinance Your Home

Are you considering refinancing your home loan to reduce your monthly payment, borrowing against your equity, or simply switching to an adjustable or fixed rate loan? Whatever your goals, we offer a variety of options to help.

First Time Home Buyer?

Buying your first home is exciting and one of the biggest financial decisions you’ll ever make. We can help you get prequalified for a first time home buyer loan program, knowing what you can comfortably afford. We’ll advise you on grants and programs available to first time home buyers and make your home buying experience a great one.

Mortgage Calculator

Use our mortgage payment calculator to find out your housing affordability, estimate your monthly mortgage payments, and more. Just enter in a few specifics about the home you’re interested in and we can show you information that will help you make an informed financial decision.

Home Loan Options

Learn more about all of the mortgage options available to you, whether you’re a veteran looking to take advantage of a VA home loan or looking for down payment assistance programs – we have a number of home loan programs available.

Latest News

May 11, 2018

How to Negotiate Who Pays Closing Costs

Knowing how to negotiate closing costs can save you money. With the down payment, prepaids, and cash reserves required for buying a house, every cent saved up counts. While most line items on your Loan Estimate which list your closing cost t aren’t that much money...

Former Apple Business Leader Joins On Q Financial as V.P....

Scottsdale, AZ – On Q Financial, Inc., one of the nation’s top inclusive mortgage lenders,... read more

Apr 27, 2018

How Does a 203K Loan Work? (Answered)

What is a 203K Loan? A 203K loan is a renovation mortgage that allows... read more

Apr 23, 2018

On Q Awarded Top Loan Originators by Mortgage Executive Magazine

Scottsdale, AZ – On Q Financial, Inc. announces the company’s Mortgage Consultants have been recognized... read more

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Testimonials

"Working with On Q and their team was an absolute pleasure. They went above and beyond to help us understand our home loan. Thanks for helping us buy our new home!"

– Claire L.

"Over the years, I have acquired several loans through On Q financial. On every occasion I have been impressed with their commitment to service and professionalism. The staff is knowledgeable and friendly. My mortgage consulting, Mike Anderson is thorough and responsive and he provides honest feedback when determining a course of action. On Q Financial has made a very combersome process much more pleasant. I would recommend this company to satisfy your mortgage needs!"

– R. R.

"I had begun to think financing was impossible. Lori Rousseau at On Q made it easy. I highly recommend this organization."

– Patrick E.

"Terrific service and very personalized. Made my experience completely stress free!"

– Pam H.

"Amazing people to work with!"

– Leah S.