Mortgages Simplified™

Get prequalified or started on a loan application or refinance.

What can we help you with today?

Refinance Your Home

Are you considering refinancing your home loan to reduce your monthly payment, borrowing against your equity, or simply switching to an adjustable or fixed rate loan? Whatever your goals, we offer a variety of options to help.

First Time Home Buyer?

Buying your first home is exciting and one of the biggest financial decisions you’ll ever make. We can help you get prequalified for a first time home buyer loan program, knowing what you can comfortably afford. We’ll advise you on grants and programs available to first time home buyers and make your home buying experience a great one.

Mortgage Calculator

Use our mortgage payment calculator to find out your housing affordability, estimate your monthly mortgage payments, and more. Just enter in a few specifics about the home you’re interested in and we can show you information that will help you make an informed financial decision.

Home Loan Options

Learn more about all of the mortgage options available to you, whether you’re a veteran looking to take advantage of a VA home loan or looking for down payment assistance programs – we have a number of home loan programs available.

Latest News

Apr 17, 2018

On Q Welcomes Marcus Davis to Serve as Senior V.P., National Sales Executive

Scottsdale, AZ - On Q Financial, Inc., one of the nation’s top inclusive mortgage lenders, is proud to welcome Marcus Davis as Senior Vice President, National Retail Sales Executive. Davis brings over 27 years of experience in the mortgage industry and is poised to...

How Long Does It Take to Buy a House?

Whether you’re planning to move across the country or down the street, it’s essential to... read more

Apr 11, 2018

Celebrating 50 Years of Fair Housing: The Dream of Home...

Home. What does it mean to you? Home is the safe space we retreat... read more

Apr 4, 2018

Mortgage Process Do’s and Don’ts

Do be sure to keep your credit healthy by keeping up with your debt payments.... read more

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Testimonials

"Working with On Q and their team was an absolute pleasure. They went above and beyond to help us understand our home loan. Thanks for helping us buy our new home!"

– Claire Ludgate

"Over the years, I have acquired several loans through On Q financial. On every occasion I have been impressed with their commitment to service and professionalism. The staff is knowledgeable and friendly. My mortgage consulting, Mike Anderson is thorough and responsive and he provides honest feedback when determining a course of action. On Q Financial has made a very combersome process much more pleasant. I would recommend this company to satisfy your mortgage needs!"

– R. Rucker

"I had begun to think financing was impossible. Lori Rousseau at On Q made it easy. I highly recommend this organization."

– Patrick Edmondson

"Terrific service and very personalized. Made my experience completely stress free!"

– Pam Heckaman

"Amazing people to work with!"

– Leah Smith