Mortgages Simplified™

Get prequalified or started on a loan application or refinance.

PurchaseRefinance

What can we help you with today?

Refinance Your Home

Are you considering refinancing your home loan to reduce your monthly payment, borrowing against your equity, or simply switching to an adjustable or fixed rate loan? Whatever your goals, we offer a variety of options to help.

First Time Home Buyer?

Buying your first home is exciting and one of the biggest financial decisions you’ll ever make. We can help you get prequalified for a first time home buyer loan program, knowing what you can comfortably afford. We’ll advise you on grants and programs available to first time home buyers and make your home buying experience a great one.

Mortgage Calculator

Use our mortgage payment calculator to find out your housing affordability, estimate your monthly mortgage payments, and more. Just enter in a few specifics about the home you’re interested in and we can show you information that will help you make an informed financial decision.

Home Loan Options

Learn more about all of the mortgage options available to you, whether you’re a veteran looking to take advantage of a VA home loan or looking for down payment assistance programs – we have a number of home loan programs available.

Latest News

Most Popular Articles

How to Build (And STICK TO) A Budget

Have you ever asked a friend if they want more money? Has that friend ever told you “no”? Yeah, didn’t think so. Everyone wants more money, and a lot of us are quick to jump to what we hope will be fail-safe, quick-working plans, like buying investment or rental...

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How to Build Credit

What is credit? How do I start building credit? What’s a credit score? If you didn’t get a full breakdown in high school, college, or from your parents on what credit is, how to establish and build credit, maintain your credit standing, and check your credit score,...

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6 Steps to Getting Debt Free

So you want to get out of debt, but don’t quite know where to start? First of all, congratulations! You’re embarking on a life-changing journey to gain financial independence, and you won’t regret it! Throughout this journey, always remember your motivation to get out...

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Read More Mortgage and Housing News

Service and Critical Loan Disclosures in Spanish!
The dream of homeownership is at your reach
At On Q Financial, The Dream is Inclusive

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Do you have questions about Home Loans or Refinance?

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Are you ready to apply? On Q Financial simplifies the loan process and in Spanish!

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Testimonials

"Working with On Q and their team was an absolute pleasure. They went above and beyond to help us understand our home loan. Thanks for helping us buy our new home!"

– Claire L.

"Over the years, I have acquired several loans through On Q financial. On every occasion I have been impressed with their commitment to service and professionalism. The staff is knowledgeable and friendly. My mortgage consulting, Mike Anderson is thorough and responsive and he provides honest feedback when determining a course of action. On Q Financial has made a very combersome process much more pleasant. I would recommend this company to satisfy your mortgage needs!"

– R. R.

"I had begun to think financing was impossible. Lori Rousseau at On Q made it easy. I highly recommend this organization."

– Patrick E.

"Terrific service and very personalized. Made my experience completely stress free!"

– Pam H.

"Amazing people to work with!"

– Leah S.