VA Home Loans
See if you qualify for a VA loan now
What is a VA Loan?
A VA home loan is a powerful tool for veterans to purchase or refinance their home mortgages. These loans generally offer low interest rates, easier qualification standards, less strict credit and income standards, and no prepayment penalties.
What Are Some Benefits of a VA Loans?
0% down payment
FICO scores as low as 600
Lower interest rates
No monthly mortgage insurance
And much more!
Who can apply for a VA Home Loan?
Current active duty military
National Guard or Reservists
VA Loan Scenario
The following loan scenario is only an example. Actual amounts, fees, and rates vary depending on each individual borrower’s situation and additional factors. Loan scenario is based on a 30-year fixed VA loan and amounts are estimates. An example loan scenario based on a $200,000 purchase price, 30 year fixed VA mortgage loan, interest rate of 4.5% and APR of 4.727% the monthly payment would be approximately $1293. Estimated closing costs would be $3,499. Although down payment is 0%, additional funds may be due at closing. Amounts used to calculate monthly payment and closing costs will vary. A VA funding fee will be charged and can be financed into the loan. VA funding fee is 2.15% of loan amount but may vary. All amounts and figures are estimates used for comparison purposes only and may not apply to every loan. Borrower must meet all loan program and eligibility requirements. This is not an offer for extension of credit or a commitment to lend nor is it a promise to provide a loan with terms shown above. Restrictions may apply. On Q Financial, Inc. is an equal housing lender, NMLS 5645