VA Home Loans

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Serving Those Who Serve

At On Q Financial, Inc. we’re honored to have the opportunity to serve veterans with their home financing needs by providing VA Loans.

What is a VA Home Loan?

The Veteran’s Administration (VA) allows the borrower to finance up to 100% of the purchase price (if the value is supported) of their primary home and allows the seller to pay up to 4% seller concessions.

VA home loans are a powerful tool for purchasing or refinancing home mortgages and generally offer low interest rates, easier qualification standards, less strict credit and income standards and no prepayment penalties.

VA Loan Eligibility (at least one required)

R

You are the spouse of a service member who has died in the line of duty

R

Have served 90 days of active service during wartime

R

Have served 181 days of active service during peacetime

R

Have more than 6 years of service in the National Guard or Reserves

What Are the Benefits of a VA Home Loan?

R

Fixed-rate mortgage (10, 15, 20, 25, and 30-year terms)

R

Adjustable-rate mortgages (5 year ARM, interest rate adjusts 5 years from the note date)

R

Interest Rate reduction loan with no appraisal, no credit qualifying

R

100% financing on a CASH out refinance

R

Seller can pay up to 4% seller concessions

R

Nontraditional credit allowed

R

Manufactured double wide homes

R

High Balance loans

If you’re a veteran, currently on active duty, a National Guard or Reserve member you may be eligible for a VA loan.

An unmarried surviving spouse of a veteran who died on active duty or later from service-connected causes may also be eligible for the home loan benefit.

Contact an On Q Mortgage Consultant to see if you’re eligible for a VA Loan or refinance. We look forward to serving you!

See if you qualify for a VA loan now

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