USDA Home Loans

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The Benefits to USDA Loans

If you live in a small town or rural area situated in a location approved by USDA Rural Development, you may be able to purchase with up to 100% financing.

What is a USDA Home Loan?

A USDA home loan is a 100% financing loan backed by the United States Department of Agriculture.

It’s aimed at helping homebuyers purchase homes in rural developments across the US.

What are the Benefits of USDA Home Loans?

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Up to 100% financing on a fixed 30-year loan, based on the appraised value of the home

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Closing costs may be contributed by the seller on a purchase or included in the loan on a refinance

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Gifts or grants permitted on 30 year fixed-rate in some locations

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No first-time homebuyer restrictions

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No post-closing reserves required

Refinancing is also available on your existing USDA home loan – learn more.

See if a USDA Home Loan is right for you

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Latest News About USDA Home Loans

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