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The Dilemma—Pay Down My Mortgage or Save for Retirement?

Posted on July 21st, 2016

In a working paper called The Tradeoff Between Mortgage Prepayments and Tax-Deferred Retirement Savings (summarized from the National Bureau of Economic Research website), several academics examined the mortgage vs. savings equation and came to this conclusion: “38 percent of U.S.…

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Homes—Prices increase. Demand continues.

Posted on July 8th, 2016

Home prices continue to rise proportionate to demand. CoreLogic HPI predicts a continued increase in both areas. This trend does not appear to be letting up soon. With the impact of the UK’s decision to leave the European Union, the…

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The Art of Lower Down Payments

Posted on May 26th, 2016

  Many lenders are asking for smaller down payments from buyers who do not want to invest all of their capital in the down payment of their new home.  If you are considering buying a home – this might just…

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The Market is on the Move

Posted on May 13th, 2016

  The overall housing market continues its recovery – in a positive direction. But why are some metro markets progressing more rapidly than others? While most metro areas are experiencing some level of growth right now – some regions have…

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