Whether you’ve found the home of your dreams or are just starting your search, your home buying journey shouldn’t have to be a long process. You may have already heard about the steps it takes to get a mortgage. It can be a lot of information to process, but On Q Financial is here to simplify it.

We offer our On Time Closing Guarantee, where both the SELLER AND BUYER will receive a Guaranteed Closing Payment of $1,000* in the event that Close of Escrow (closing date) does not occur on or before the date agreed upon in the Purchase Contract, subject to the following terms and conditions:

Qualifying Loans

The program applies only to select conforming and government loans locked through 06/30/2019. 203K, jumbo, and reverse loans, as well as other specialty loan products such as VA loans, are excluded. Bond and USDA programs require 40-day minimum closing to qualify.

Purchase Contract & Changes

The Buyer or their real estate agent is responsible for delivering Purchase Contract changes or amendments to On Q within two business days of their execution. If the Buyer or their real estate agent fails to deliver requested documents to On Q within two business days causing a delay in COE, then only the Seller shall receive Guarantee Payment.

Borrower Qualification

A borrower must submit completed loan documents to On Q within three business days of Disclosure receipt and within two business days of receiving conditions of initial loan approval. An appraiser is to have access to the property upon request.

If you’re interested in getting into your dream home without waiting forever, contact your local mortgage consultant today!

*This is not an offer for extension of credit or a commitment to lend.  Information and program terms and conditions are subject to change without notice. The On Time Close Guarantee program has requirements and restrictions, please consult your mortgage consultant for details. Payment for missed closings will be paid within 30 days after closing. Missed closings due to unavailability of appraisers in the area will not be eligible for this program. On Q Financial Inc, is an Equal Housing Lender. OnQ0211190681Y000004lW3R