One-Time Close Construction Loans

See if a one-time close construction loan is right for you!

What is a One-Time Close Construction Loan?

Are you looking to build the home of your dreams, but aren’t sure where to start?

Our One-Time Close Construction Program combines your construction and permanent financing into 1 loan to simplify the process for you!

On Q Financial offers the following one-time close construction program loan types: FHA, USDA, Conventional, and VA.


What are the Benefits?


One set of fees covers your construction financing and your permanent mortgage.


The loan automatically converts from the initial construction loan to a permanent loan once construction is complete.


You only sign one set of closing docs, which covers both the interim construction phase and the permanent loan.

FAQs about Construction Loans

What makes this program different?

Without a one-time close loan, you will need two separate loans:  one for construction, and another to pay for the home mortgage itself.

Why should I use On Q instead of the builder’s mortgage company?

Our Mortgage Consultants and staff at On Q Financial strive to make your mortgage process as simple and efficient as possible!

How can I get started on working with On Q Financial today?

Contact us today to get started!

On Q Financial, Inc. is an equal housing lender. Information is subject to change without notice. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Loan approval is subject to applicant’s qualification for a loan program. On Q financial does not guarantee that each applicant will receive a loan. ONQ0416180681Y000004Ackz

See if a one-time close construction loan is right for you

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