Manufactured Home Loans
What is a Manufactured Home Loan?
A manufactured home loan is available for manufactured homes or mobile homes that were built in a factory after June 15, 1976. They conform to a Federal building code, called the HUD code, rather than to building codes at their destinations. Manufactured homes are built on a non-removable steel chassis. Sections are transported to the building site on their own wheels. The wheels and axels are removed and the unit is set on a permanent foundation and has to be taxed as real property for it to be eligible for a mortgage. Sometimes loans are difficult to find for manufactured home loans, but we at On Q have several options if you’re in the market for a manufactured home. On Q offers Conventional, FHA, USDA and VA mortgage programs on doublewide and triplewide manufactured homes!

Benefits of a Conventional Manufactured Home Loan
At least 600 square feet
Credit scores as low as 620
Fixed rate loan options
Existing and new construction eligible
Purchase and refinancing options available
Down payment options as low as 3%
Benefits of a FHA or VA Manufactured Home Loan
At least 400 square feet
Credit scores as low as 640 and 620 for VA
Fixed rate loan options
Existing and new construction eligible
Purchase and refinancing options available
Disclaimer: On Q Financial, Inc. is an equal housing lender. Information is subject to change without notice. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Loan approval is subject to applicant’s qualification for a loan program. On Q financial does not guarantee that each applicant will receive a loan. OnQ0418180681Y000004AdVC
Contact a local Mortgage Consultant today to learn more about getting a manufactured home loan!
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