Manufactured Home Loans
Learn how On Q Financial can help you purchase or refinance your manufactured or mobile home.
Buy a House RefinanceAT ON Q FINANCIAL
We believe in making the Dream of Homeownership a Reality- for Everyone, and we strive to make that vision a reality!
Learn MoreWhat is a Manufactured Home Loan?
A manufactured home loan is available for manufactured homes or mobile homes that were built in a factory after June 15, 1976. They conform to a Federal building code, called the HUD code, rather than to building codes at their destinations. Manufactured homes are built on a non-removable steel chassis. Sections are transported to the building site on their own wheels. The wheels and axles are removed, and the unit is set on a permanent foundation and has to be taxed as real property for it to be eligible for a mortgage. Sometimes loans are difficult to find for manufactured home loans, but we at On Q have several options if you’re in the market for a manufactured home. On Q offers Conventional, FHA, USDA, and VA mortgage programs on doublewide and triplewide manufactured homes!
Benefits
Benefits of a Conventional Manufactured Home Loan
- At least 600 square feet
- Credit scores as low as 620
- Fixed-rate loan options
- Existing and new construction eligible
- Purchase and refinancing options available
- Down payment options as low as 3%
Benefits of an FHA or VA Manufactured Home Loan
- At least 400 square feet
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Credit scores as low as 530
- Fixed-rate loan options
- Existing and new construction eligible
- Purchase and refinancing options available
Loan Calculator
Use our free mortgage payment calculator to see your potential monthly mortgage payments
Buying a home is a big investment. It’s important to understand everything involved and see how much you can afford.
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