What to do with your Tax Refund!

What to do with your Tax Refund!

It’s coming. Tax Day is a few short months away, and while some of you are dreading going to your accountant (or your mom; we don’t judge) for help filing, others may already be filing those returns and getting those refund checks!   Tax Day is Monday,...
5/1 ARM Explained

5/1 ARM Explained

  5/1 ARM home loan – first 5 years same interest rate, then adjusts each year after ARMs can have minimum and maximum interest rate amounts 5/1 ARM can be great for short-term purchases What is a 5/1 ARM? A 5/1 ARM (Adjustable Rate Mortgage) combines...
How to Build (And STICK TO) A Budget

How to Build (And STICK TO) A Budget

Have you ever asked a friend if they want more money? Has that friend ever told you “no”? Yeah, didn’t think so. Everyone wants more money, and a lot of us are quick to jump to what we hope will be fail-safe, quick-working plans, like buying investment or rental...
How to Build Credit

How to Build Credit

What is credit? How do I start building credit? What’s a credit score? If you didn’t get a full breakdown in high school, college, or from your parents on what credit is, how to establish and build credit, maintain your credit standing, and check your credit score,...
6 Steps to Getting Debt Free

6 Steps to Getting Debt Free

So you want to get out of debt, but don’t quite know where to start? First of all, congratulations! You’re embarking on a life-changing journey to gain financial independence, and you won’t regret it! Throughout this journey, always remember your motivation to get out...
5 Questions About Student Debt and Home Ownership

5 Questions About Student Debt and Home Ownership

Approximately 45 million people across the country carry student loan debt and it’s pushing their dreams of home ownership further and further away. Over 80 percent of college graduates have at least $30,000 in student loan debt and over a fifth of students owe over...