Mortgages Simplified™

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Jay Pena

Mortgage Consultant

NMLS# 448311
State License CA-DBO448311

About Me

Mortgages Simplified from Jay Pena

Recent Posts from On Q Financial

Tips for Refinancing Your Mortgage

Tips for Refinancing Your Mortgage

Do you own a home and have ever thought about the possibilities of a lower interest rate? Refinancing your mortgage may be the perfect way to make your home loan work with your current situation and help you achieve your financial goals! Know the ins and outs of the...

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