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The CFPB propose to eliminate DTI requirement impacting potential home buyers

The Consumer Financial Protection Bureau (CFPB) is backing the elimination of the debt-to-income (DTI) requirements in the mortgage process. Over the past few months, multiple large lenders, including Bank of America, Quicken Loans, and Caliber Home Loans, as well as the Mortgage Bankers Association (MBA), have called on the CFPB to remove the DTI requirement. […]
Head Quarters mural reading, "The Dream of Home Ownership is Inclusive"

On Q Financial Commissions Progressive Mural to Illustrate Inclusion of Diversity

With a mission now 15 years in the making, On Q Financial is simplifying the mortgage process and making the dream of home ownership a reality.
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How Upcoming Trade Agreements Impact Interest Rates

We’ve all heard the phrase, “What goes up must come down – and visa-versa.” The trade negotiations with the US and other foreign nations is like playing with that phrase at extreme levels. The US and Japan have just announced a trade agreement that will add “0.5-1.0% in US Gross Domestic Product (GDP) growth” based on […]
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On Q Financial Welcomes Brenda Hedeen as New Chief Financial Officer

Meet Brenda Hedeen! Our new Chief Financial Officer is empowering innovation and passionate about inner growth. Learn more about her Family and Future here.
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Fannie Mae and Freddie Mac Privatization – 3 Ways the Housing Industry Could Change

Learn how the housing industry could be impacted by the privatization of Fannie, Freddie, and other Government Sponsored Enterprises.
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7 Questions About DACA and Home Ownership Answered

DACA recipients are still eligible for a mortgage. In this article, we’ll discuss the myths and questions about their ability to buy a home.