Mortgage application close up with a pen and house key in the frame

FHA Reduces Annual Mortgage Insurance Premiums Beginning January 26

Mortgages for borrowers who want to take advantage of low down payment FHA loans will soon cost much less! Last week President Obama announced a 0.5% reduction in the amount borrowers pay for Federal Housing Administration (FHA) mortgage insurance, reducing annual mortgage insurance premiums on 30-year mortgages from 1.35% to 0.85% beginning January 26. The […]
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Top 5 Mortgage and Real Estate Trends and Predictions for 2015

Now that the holiday season has come to an end, it’s a good time to reflect on the past year as we try to forecast what’s up ahead for the Mortgage Industry in 2015! As the housing market turns a corner into the New Year, the U.S. economy is well-positioned to sustain a 3% growth […]
A family with two kids sitting on the floor among moving boxes

On Q’s Twelve-Week Moving Checklist

You’ve bought your dream home and it’s perfect! It has curb appeal, plenty of storage, and that breakfast nook you’ve always wanted. Now you just have to move in! If you just cringed, you’re not alone. Whether it’s your first move or tenth, moving can be daunting and stressful! Organizing, packing, changing your address, cleaning […]
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Weekly Market Update

Here is what was at the top of the headlines for the mortgage industry this past week.   Fannie Mae Official Details Plans on Low Down Payment Mortgages. In an interview, the chief executive of Fannie Mae, Timothy J. Mayopoulos, said that he expected Fannie’s low-down-payment mortgages to cost the borrower less than similar loans available […]
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Weekly Market Update

Here is what was at the top of the headlines for the mortgage industry this past week.   Veterans Have Created a Housing Boom. The VA’s home-purchase financing program is now at record levels. New loans to buy houses have more than doubled since 2007. Since 2011, when VA-backed mortgages represented about 3 percent of total […]

100 Most Influential Mortgage Execs in America--Our very own, John Bergman!

On Q Financial Inc. is excited to announce that our CEO and President John Bergman has been carefully selected and honored as one of the top 100 mortgage executives in America. Presented by Mortgage Executive Magazine, the award seeks to recognize and celebrate the service, dedication, and hard work that mortgage executives put forth into […]