TPO Conventional, FHA, VA, and VA minimal overlays and exceptions on a case-by-case basis.
Desktop Originator and Desktop Underwriter.
Loan Product Advisor.
97% LTV PMI Products
Qualified Buyers only need 3% down payment including mortgage insurance. Borrowers required to meet Income limit requirements.
Limited down payment of 3.5%. Ratios above 50% with AUS approval. FICO credit score of 530 or higher. LP or DU accepted.
VA Loans offer 100% financing for Veterans, Active-Duty, National Guard, or Reserve members. FICO credit score of 530 or higher. LP or DU accepted.
100% financing for borrowers located within a USDA eligible area and below the USDA income limits. 0% down payment. FICO credit score of 580 or higher.
On Q Policy and Resources
Business policies and tools for doing business with On Q.
Temporary Interest Buydown
Reduce the borrower's monthly payment during the early years of the mortgage. Conventional, FHA, USDA, and VA