Latest News

Mar 13, 2019

3 Quick Ways to Boost Your Credit Score

How long has it been since you’ve checked your credit score? On average, only 41% of Americans check their score once a year. That’s not a bad thing, but if you’re interested in purchasing a home, you will want to start looking into your score and how you can improve...

Jun 28, 2018

5 Benefits if Mortgage Rates Rise to 6% in 2019

This year we’ve seen and heard the buzz about “high” mortgage rates and how they’re continuing to climb, but right now rates are still at historic lows. Qualified home buyers are constantly outbid by competing offers and facing a market with high demand but low...

Jun 25, 2018

On Q Seeks to Triple Business by 2020; Expands Business Development Team

Scottsdale, AZ – One of the nation’s top mortgage lenders, On Q Financial, aims to triple annual loan volume by 2020 and expand the Business Development team with two new experienced leaders. Bridgette Warren (CA) and Ricky Boualapha (WA) both have joined On Q to...

Jun 18, 2018

What You Need to Know about Mortgage Interest Rates in 2018 (UPDATED)

The Takeaways Mortgage rates have seen a steady increase since the beginning of the year. A higher interest rate could mean a higher mortgage payment each month. Mortgage payments are a large part of home ownership, so it’s best to know what’s going on in the current...

Jun 13, 2018

Rent vs. Buy? 5 Clues for Millennial Home Buyers

There’s not a one-size-fits-all or “right time” way of home ownership. Just how every person is different, the journey to home ownership is different for everyone. If renting’s all you’ve ever done, you might be thinking it’s much cheaper to rent your one or two...

May 11, 2018

How to Negotiate Who Pays Closing Costs

Knowing how to negotiate closing costs can save you money. With the down payment, prepaids, and cash reserves required for buying a house, every cent saved up counts. While most line items on your Loan Estimate which list your closing cost t aren’t that much money...