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Mar 27, 2019

9 Things to Know About DACA and the Dream of Home Ownership

The conversation around the Deferred Action for Childhood Arrivals (DACA) program and its recipients has left many people wondering about their dreams of home ownership. In this article, we’ll discuss the myths and questions about DACA recipients and their ability to...

Jun 18, 2018

What You Need to Know about Mortgage Interest Rates in 2018 (UPDATED)

The Takeaways Mortgage rates have seen a steady increase since the beginning of the year. A higher interest rate could mean a higher mortgage payment each month. Mortgage payments are a large part of home ownership, so it’s best to know what’s going on in the current...

Jun 13, 2018

Rent vs. Buy? 5 Clues for Millennial Home Buyers

There’s not a one-size-fits-all or “right time” way of home ownership. Just how every person is different, the journey to home ownership is different for everyone. If renting’s all you’ve ever done, you might be thinking it’s much cheaper to rent your one or two...

May 11, 2018

How to Negotiate Who Pays Closing Costs

Knowing how to negotiate closing costs can save you money. With the down payment, prepaids, and cash reserves required for buying a house, every cent saved up counts. While most line items on your Loan Estimate which list your closing cost t aren’t that much money...

May 7, 2018

Former Apple Business Leader Joins On Q Financial as V.P. of Business Development

Scottsdale, AZ – On Q Financial, Inc., one of the nation’s top inclusive mortgage lenders, strikes gold, hiring former Apple Senior Business Leader Nick Suwanvichit as Vice President of Strategy and Business Development. With over 17 years of high-caliber leadership...

Apr 27, 2018

How Does a 203K Loan Work? (Answered)

What is a 203K Loan? A 203K loan is a renovation mortgage that allows you to get a home mortgage and pay for anything from repairs to updates and additions with the same loan. There are two types of 203K loans: Limited 203K Loan and a Standard 203K Loan. Each...