Will my credit history prevent me from getting a mortgage?


An On Q Financial Mortgage Consultant can help explain how your credit will affect your ability to get a loan and can discuss available financing options.

If you’re thinking about getting a mortgage, the best place to start is contacting an On Q Financial Mortgage Consultant.

Different mortgage loans and programs will require a variety of minimum FICO scores. Your credit score is not the only deciding factor when one of our experts work with you to get prequalified. We will look into your other qualifying factors like your income, assets, and debt-to-income ratio among other things. We have a variety of loan options that accommodate less-than-perfect credit, so home ownership may be closer than you think!