Matthew Smale

Mortgage Consultant 

NMLS# 630470
State License: AZ-LO 0919751 | CA-DBO630470 | TX 630470

About Matthew

Hi I’m Matthew Smale, and I have 20 years’ experience in the mortgage industry. I put that extensive experience to work for you. My wide-ranging background and experience in a variety of facets of mortgage lending equips me with a unique set of skills and expertise. My vision acquired over these years provides a market outlook that benefits my clients-finding the best mortgage product for your unique circumstances and needs.

If you are in the market to buy a home or refinance the current one-call me! I would appreciate the opportunity to work for you. Not all mortgage consultants are equal. I will demonstrate unparalleled service and earn the right to become your trusted mortgage advisor for life! Call 480.444.7113 to get started today.

I believe that a mortgage solution must match the unique needs and circumstances for you and your family. As your trusted mortgage advisor, my primary focus is reviewing your financial goals, your current and future home requirements, and your geographical needs to ensure you obtain the home loan best suited for you. Whether new construction, remodeling projects, upgrading to a new neighborhood, or refinancing your existing home, I can help!

I am highly detail-oriented to ensure that you never run into any unforeseen circumstances or issues. Whether you are purchasing a home or refinancing a current loan, it is imperative you are provided with all information and education to properly make what may be your most important financial decision. My focus on these details will make the process smoother for you, allowing you to enjoy preparing for your home.

My career experience includes a wide range of positions in the mortgage industry, including processing, underwriting, sales, and management. This spectrum of experience provides a unique and detailed expertise unparalleled among mortgage consultants- enabling me to effectively guide more than 1,000 borrowers along the path to successful home ownership.

By leveraging my diverse professional background, I am able to effectively assist anyone in the mortgage process-from first-time home buyers to investors and self-employed to high net worth individuals. All this is accomplished with the same smooth efficiency. Whatever your situation, I will direct you through the process and continue to be a resource well after your loan has closed.


My Reviews


4.97

Ratings

273

Total Reviews

Mary V.

BULLHEAD CITY, AZ

Matthew was consistent with followup and keeping me informed. He was also very responsive and answered all my questions. He was able to relate to me and develop a relationship to establish a trust level making the process comfortable.

5.0

Date Posted: Aug-01-2023

Anthony M.

LADERA RANCH, CA

Matt is a seasoned professional that has the experience to lead us successfully through a complicated process as simply as possible.

5.0

Date Posted: Jun-25-2023

Amanda G.

MESA, AZ

Matt came highly referred to us and it’s no surprise as to why. As first time homebuyers, there was much of the process that was completely unfamiliar to us. From our very first conversation to the closing of our property and afterward, Matt has consistently continued to be professional, thorough, consultative, reliable, and our go-to for fielding the countless questions we have had for him. We always managed to walk away from every interaction feeling calm, confident, and assured that we were in the very best of hands. It’s been proven so. We honestly couldn’t have asked for a better partner to help us on our home buying journey. Thank you, Matt!

5.0

Date Posted: May-14-2023

Jeanne H. W.

TEMPE, AZ

Matt always gets the job done!

5.0

Date Posted: May-05-2023

Kimberly F.

PRESCOTT VALLEY, AZ

I always enjoy working with Matthew and his team. I can feel confident knowing that when I refer clients to Matthew, they will receive exceptional service! I appreciate his his consistent communication keeping us informed every step of the way!

5.0

Date Posted: Apr-21-2023

Christy H.

MESA, AZ

Matthew is great.

5.0

Date Posted: Mar-15-2023

Jo Gina E.

FLORENCE, AZ

Buying a home was the best experience. Matt at his team, are hard-working, knowledgeable, and will have make sure you are informed from start to finish. The integrity was so evident, and I grateful

5.0

Date Posted: Mar-04-2023

Kerry D.

MESA, AZ

Matthew always answers his phone and appears to be happy to help.

4.83

Date Posted: Feb-11-2023

Angela K.

BULLHEAD CITY, AZ

Matthew’s guidance and effort to keep us informed of every step of the process.

4.66

Date Posted: Dec-16-2022

Edward K.

BULLHEAD CITY, AZ

Matt was great. Professional and personable. My lower grade on OnQ as a whole came from the unprofessional Beth Wexler. Her condescending attitude is what made me originally look elsewhere for a refi, but someone named Donna stepped in to reroute me to Matt.

4.16

Date Posted: Dec-15-2022

Angela Dawn K.

BULLHEAD CITY, AZ

Matt has been very patient and informative about our unique situation. Our previous experience with a different mortgage consultant at OnQ wasn’t good, but we are happy with our experience so far with Matt.

5.0

Date Posted: Nov-18-2022

Mikeal M.

GILBERT, AZ

Matt was a complete rockstar throughout the entire process. Made buying our first home an amazing experience.

5.0

Date Posted: Jul-17-2022