About Jeanne

In the last 29 years, I have helped thousands of people achieve the dream of owning their own home. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate advice. As an experienced mortgage consultant I have the knowledge and expertise you need to explore the many program options available.

I began my career in June 1990 in Des Moines, IA. I have worked for the biggest lenders out there for almost 20 years. I knew that I wanted to be a part of a team that cared about our clients as much as I did. That is the main reason I went to On Q Financial, Inc.. I offer personalized mortgage solutions, customized quotes, and service with Integrity.

I have been married to Kent Rackers, a CW4 in the Missouri National Guard US Army, for the past 38 years. We have a daughter, Mandy McWherter, who lives in Des Moines, IA and a son and daughter-in-law, Logan and Misty Rackers, who live at Travis AFB, CA. To make our family complete, we have a dog, a chocolate Labradoodle, named Bella. We love spending time with our children, families & friends, traveling, boating and water sports. We built our home here 5 years ago and we love living at water at the lake.

I am a Member of the Bagnell Dam Association of REALTORS®., Lake of the Ozarks Board of REALTORS®, I have served on numerous committees and currently serve on 2 Committees with the Bagnell Dam Association of REALTORS®. I’m an active member of the Ladies Auxiliary No. 9273 of Our Lady of the Lake Knights of Columbus. I am a sponsor and active volunteer with Suits For Soldiers Lake Ozark.

My job is more than taking an order for a mortgage loan application. No matter if it is over the phone, in person or my website. It is all about listening to my clients’ needs and asking the right questions. I will find the best path to achieve your goals, explain the loan programs, all the details of your loan and be with you every step of the way, even after the closing.

Ensuring that you make the right choice for you and your family is my ultimate goal, and I am committed to providing my customers with mortgage services that exceed their expectations. As always, you may contact me anytime by phone, text or email for personalized service and expert advice.

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My Reviews




Total Reviews

Brian Shane H.

Eldon, MO

Very easy and straight forward. This is my 1st home and the experience has been amazing. Thank you for all the hard work!


Date Posted: Aug-02-2022

Joseph William A.


Very quick and easy


Date Posted: Jul-26-2022

Angela Denise A.


Jeanne and Terri have been outstanding!! They keep you up to date and let you know what to expect in the process.


Date Posted: Jul-26-2022

J T George D.

Waynesville, MO

Q Financial has made the process very smooth. It's been a pleasure to work with them.


Date Posted: Jul-23-2022

Tanner G.

Sunrise Beach, MO

Jeanne did everything she could to get us the best product for our situation.


Date Posted: Jul-11-2022

Bradley P.


Jeanne was great to work with and was able to take care of some last minute hurdles. Everything was done in a timely manner.


Date Posted: Jun-09-2022

Margie R.


We got closed!


Date Posted: Jun-01-2022

Scott M.


We weren't sure we would get funded for the full amount to purchase the home we wanted. Jeanne rolled up her sleeves and was on it like blood hound. There were some challenges along the way but she tackled each issue by looking for alternate solutions. Before we knew it, we were on track to getting the home we wanted. As client I saw so much communication going on to make it all happen. I'm sure there was much more that we didn't see. That adds up to a whole lot of effort for which we are very appreciative!


Date Posted: Jun-01-2022

Karine Lynn K.

Lake Ozark, MO

Jeanne has taken a personal interest in my real estate transaction. Without her professionalism and guidance, I would not be able to navigate this on my own.


Date Posted: May-26-2022

Gary H.


It was made a very simple process... Everything was explained as we went along and any questions I had were answered quickly. Everyone involved was very friendly. All together it makes doing business with On Q Financial very stress-free.


Date Posted: May-24-2022

Vicki M.


Jeanne and her team were knowledgeable, responsive and committed to my sale closing from the beginning. They were patient with my questions and often predicted what I was going to ask. I could not be more pleased with my experience. This is my second time using Jeanne and I will be back again!!


Date Posted: May-22-2022

Vicki Renee M.


Jeanne Rackers is simply the best. Positive, efficient and professional - she exceeds expectations in all areas!


Date Posted: Apr-28-2022