About Elias

Hi there! I’m Elias Patino and I am a Mortgage Consultant at On Q Financial out of Wilmington, North Carolina. I serve the Wilmington Community and our office has more than 35 years of Mortgage Expertise. My main goal is to see where you are in the process of purchasing a home and deliver solutions that are tailored to you. I do this because everyone’s needs are different and whether you’re buying your first home, looking to invest in real estate, or wanting to have a vacation spot, I look out for your best interest! If this resonated with you, please call me today on my cell at 910-902-9295.

What sets me apart, most importantly, is that I believe in continuous learning especially in an industry like the one I’m in, things are always changing. I have partnered with CPAs, tax preparers, realtors, wealth advisors, community leaders, credit repair companies, real estate investor associations, and mortgage professionals to stay up to date on the latest practices and trends. I look forward to helping you stay updated on your loan and having everything run smoothly when in the process of buying a home.

I want you to know that I will be in your corner and I will guide you through the process of owning a home. Mortgages are much more than year-terms and rates, they are a path of making your dreams come true. As I said earlier, I stay up to date with the latest trends and will check on a guideline if that means getting an answer to your question. There are different programs out there for Home Ownership and I’m sure there is one that is a perfect fit for you. Once you entrust me with your application, I will build a financial plan that will make sense to you and your family.

I was born in Wilmington, North Carolina but I have lived most of my life in Duplin County, North Carolina. There’s nothing like being close to the beach and Wilmington is my home. I am married to a special girl, Cecilia, and when I am not working, you can probably find me with her. I don’t have human kids yet, but I consider my fur babies my kids because they were rescued from an early age. A Teacup Chihuahua and two sister cats are the only kids we have now.

I love to play soccer, explore the outdoors, spend time with family and paint on a canvas as well. I take pride in volunteering for the Community and I am very passionate about empowering our youth with Mt. Calvary Center for Leadership and Development. The Alzheimer’s Association also has a special place in my heart, and I help with events in the community. When I am not at work, you can find me at my church, the Refinery, where I enjoy the word and spend time with friends and family.


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My Reviews




Total Reviews

Laura M.


Estamos muy agradecidos con todo el apoyo y la dedicación que tuvieron con nosotros . Quedamos muy contentos con Elías Patiño quien nos ayudó en cada paso del proceso su amabilidad y su entrega fue de gran bendición para mi familia y para mí . Muchas gracias ☺️


Date Posted: May-04-2022

Hugo H.


Elías has been an excellent person throughout this process, he was very aware of everything, helping us guide us, answering all our questions. We feel very happy to have worked with you because now we can see how a dream has come true, thank you very much Elías.


Date Posted: May-04-2022

Aydil T.


Elías' excellent attention, his patience and above all his professionalism made us feel very good, he supported us at all times, gave us a lot of confidence and peace of mind, we infinitely thank the entire "Q de Financiera" team... but all our affection and respect goes especially to our great friend, our star financier “Elías Patino”…we hope to continue doing business together and we will recommend them to our friends. Many thanks


Date Posted: Apr-30-2022

Christofer L.


Elias communicated clearly with all parties involved and on a timely manner.


Date Posted: Apr-29-2022

Laura Estefania M.


our lender is a great person , we have felt well informed and oriented to fulfill our dream of having a house , generating an excellent experience .


Date Posted: Apr-21-2022

Adam H.


Elias was very communicative throughout the whole process & even helped us beat out a competitor, so we scored a bunch of savings for years to come thanks to Elias & the team!


Date Posted: Mar-03-2022

Cecilia Z.


Yes, Thank you very much. The best part of my experience was finally getting my house; Elias was super helpful throughout the whole process and was patient. It's been a goal that I finally achieved, and a dream come true!


Date Posted: Feb-28-2022

Paula D.


Elias was a pleasure to work with! He was ready to answer any questions I had and was willing to help out anytime.


Date Posted: Feb-17-2022

Patricia V.


It was a long process and stressful but glad Elias made it happen , great fuel for his patience and hard work !


Date Posted: Jan-26-2022

Martin L.


Great people, did everything possible to help us. Every question I had was answered. Overall great people to work with.


Date Posted: Jan-15-2022

Rosemary G.


I would have preferred an option between Great and Okay but it was not available. There were several instances which caused a pause that would keep me from giving a rating of Great. Primary focus was on delays with related explanation about the loan status and needs.


Date Posted: Jan-07-2022

Virna M.

Wilmington, North Carolina

Simple and easy information to follow


Date Posted: Dec-17-2021