Make me your Mortgage Consultant

Billy Davis

Branch Manager 

NMLS# 69773
State License: NC I-171144 | SC MLO-69773

About Billy

My name is Billy Davis, and I am a high octane mortgage lender, a devoted family man, an avid sportsman and community oriented. After a 15-year career spent helping many families get their dream homes, I joined On Q Financial, LLC., a company on the cutting edge of the mortgage industry. I head up Team Davis at On Q Financial, LLC, and we are committed to our clients’ best interests and to ensuring their mortgage process is easy, simple and expedient. If you are looking for the best solution to your mortgage needs, call me at 864-884-0945 (mobile) or 864-214-3580 (office).

I believe what makes me successful is that I listen to my clients’ needs and then formulate solutions specific to their financial goals. I’m proud of my concern and attentiveness to my borrowers; this is matched only by my attitude of Do the Right Thing Every Time.

As founder of Team Davis, I am excited to be a part of your journey to home-ownership. My team’s knowledge, dedication to the industry and devotion to our clients sets us apart in today’s mortgage lending environment. We are passionate about what we do and how it positively impacts our clients, their families and our community.

After graduating Clemson University with a degree in Biological Science, I entered the work force. My mother saw my potential and persuaded me to join her in the mortgage business at PNC Mortgage. I agreed to a one year commitment, and the rest is history.

Now, I am married to my lovely wife, Amy, and our lives are enriched by our children, Grace, Cooper and Benjamin. Our family activities include dance recitals and baseball games.

I enjoy fishing, whether in a pond, a lake or the deep blue sea. I particularly enjoy bass fishing. I love basketball, though I do more watching than playing now, and I’m a Clemson football enthusiast. I am involved in community activities and teach fourth grade boys at Grace Church.

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My Reviews




Total Reviews

Dawn M G.

Spartanburg, SC

On Q financial has been very patient with me and very diligent in getting everything I need in order to get my loan


Date Posted: Jun-09-2023

Sharita R.


We got to the closing table


Date Posted: Jun-09-2023

Aileen M.


Personal- quick to respond- supportive. Billy Davis and his team made us feel supported beyond the role of getting us a Morgage. We felt welcomed to the Greenville area through the team. Thank you!


Date Posted: Jun-06-2023

Stanley E K.


So far everyone has been very communicative and easy to work with. I definitely feel that OnQ has kept everything aligned with my best interest so far.


Date Posted: Jun-03-2023

Lacey Dianne B.


Throughout my experience with OnQ I have felt like I have been heard and all my questions have been answered. It has been a smooth and pleasant experience. Thank you OnQ.


Date Posted: Jun-03-2023

Margaret B. W.


Billy always answered his phone and was so helpful to my clients. He went above board to make this purchase work. I highly recommend him . Margaret Williams, Broker Red Door Realty


Date Posted: Jun-02-2023

Ted Koogle .


Our deal was nothing less than a tough one, Terry and his team were able to gather everything and get us approved before the closing date, less than a month. I could recommend him more for all your mortgage needs and his staff that works with him are top notch !!!


Date Posted: May-30-2023

Jane S.


Each person I worked with was patient to explain all my questions, very encouraging and skilled throughout every step of the process.


Date Posted: May-27-2023

Becca .


Definitely recommend Terry! He was amazing. Answered all my questions even on the weekend.


Date Posted: May-24-2023

Christina G.


Always there for questions and helps get my clients to the table with smiles on their faces. It’s always a pleasure to work with Billy and his team!!!


Date Posted: May-23-2023

Eric J.


The team at OnQ made everything super easy for me in the process of buying my first home. They were on top of everything to make sure closing went as smoothly as possible. Their responsiveness and availability to answer any questions I had made the experience non-intimidating and stress free.


Date Posted: May-22-2023

Sharon Denise S.


No comment


Date Posted: May-17-2023