Expand your personal brand and future proof your production at On Q Financial
Since 2005, On Q Financial has simplified the mortgage process to deliver the joy, comfort, and security of owning a home. As a top-rated lender and industry leader in customer satisfaction, we are fueled by the passion of making the dream of homeownership a reality for everyone.
Our loan originators are the heart of On Q, and their personal success is our focus. We empower you by providing the latest technology, the best marketing tools, and the most comprehensive array of loan products for your clients. Paired with industry-leading coaching, training, and support, we aim to fully enable the entrepreneurial mortgage consultant. You are the key to our success, and we are laser-focused on providing you with the tools and resources you need to succeed.
Fast TraQ Our proprietary process gets home buyers from application to "clear to close" in as little as six days.*
On Time Close Guarantee We put our money where our mouth is by empowering our loan originators to guarantee their closing dates.
After hours lock desk We offer a 24-hour lock desk with float options, lock desk support, and up to 390 day lock period.
Income Review Provides immediate income approval or denial as early as Intent to Proceed when minimum required documents are in the file at time of review.
On Q Financial Loan Originators have day-one access to some of the most innovative tools available in the industry. Track every inch of your pipeline, stay top of mind with your customers, and monitor the delivery of a 5-star borrower experience at no cost to you!
We know that as an entrepreneur, you're responsible for driving your business and cultivating your own brand. On Q, Financial guides loan originators on defining and leveraging a personal brand that produces predictable results. Our dedicated in-house team saves you time by creating custom material and providing a clear marketing path to explosively grow your business.
"We have more ways to say yes to your borrowers with products including Agency and Jumbo, Construction to Perm, One Time Close, Rehab, ITIN, Non-QM, Bond, and much more!"—Patrick Lamb
Our mission is to simplify the mortgage process and make the dream of homeownership a reality for everyone, and this core value is paramount to our success. We Move Fast! With each quarter, we further streamline the origination process through ongoing process improvement around automation and innovation. An exceptional client experience comes from urgency. We support you in your growth and success. From leadership to fulfillment, everyone is dedicated to each other's development. We focus on you from the moment you join because we know that our company grows when our team members grow.
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We at On Q Financial are committed to the health and well-being of our employees. We're proud to offer our employees the best in health insurance! We've got you covered from comprehensive medical, dental, and vision coverage as well as HSA/FSA packages, short or long-term disability benefits, and life insurance plans.
On Q Financial supports your financial future by offering a 4% graduating match to your 401K.
Because On Q believes in whole health, we provide company-wide wellness challenges, stress management, exercise and sports science, health & fitness discounts, and more.
On Q offers optional short-term disability programs to partially supplement your income in case of a non-work-related injury or illness, as well as limited company-sponsored coverage for long-term disability.
On Q Financial welcomes candidates with ANY background and offers opportunities to create a community in our offices all around the country.
Full-time employees enjoy a comprehensive health benefits package including medical, dental, and vision.
On Q's comprehensive benefits package includes financial protection for you and your family in the event of an accident or death. Group term life and AD&D coverage are provided automatically, at no cost to you upon employment.
Whether you're planning, expecting, or thinking about adopting, we offer paid maternity, paternity, and adoption leave between 4 and 6 weeks.
Since 2005, On Q Financial has consistently been rated a great place to work by it’s employees. Our ethos: As a team member, you are our most valuable asset. Our goal at On Q is to be a company that provides long term, sustainable career growth. We do this by being easy to work with and by extending our Mortgage Consultants 5-star experience to their borrowers.
