vector image of a couple approaching a business person in front of an oversized paper with an On Q Financial letterhead and an undersized house sitting below the letterhead

Why On Q Financial?

Find out how On Q Financial can help your business grow.

Skip to page

Outstanding Job Opportunities for Mortgage Consultants

You have an aisle of options at On Q Financial with More ways to say yes. More investor relationships and more product options are only the beginning of the On Q Financial difference. Last year alone, we financed over 10,000 dream homes, but we didn’t want to stop there. Our mission is to make the dream of homeownership a reality for everyone.

We wanted to make the dream of homeownership more inclusive so we developed a first of its kind website with over 60 pages of content in 3 languages. Everything you need to know to apply for a mortgage in Spanish, Russian, and Simplified Chinese. Our goal is to create more opportunities for homeownership, and we need passionate team members to make that dream come true.

Come be a part of a team that makes a difference

Buy a House Refinance

On Q Financial has Visionary Leadership

When John Bergman founded On Q Financial in 2005, he was originating 450 units a year as a loan officer.  With $1M of his own savings and a commitment to being the best independent mortgage organization in the industry he started On Q Financial, Inc.

Since then he has been on a mission to recruit the top talent in the industry. With On Q Financial you will have access to a leadership team that is composed of some of the brightest minds in the business.

Their commitment to innovation has led to industry disruption. Multilingual loan documents, mobile loan applications that take minutes, and up front preapprovals are only some examples. Our company has been driving growth from our founding and now we are a multibillion-dollar organization. Come join our award winning family, and let’s collaborate to help you succeed.

Don’t just take our word for it

Buy a House Refinance

Our Core Values

Our mission is to simplify the mortgage process, to make the dream of homeownership a reality for everyone. We believe our core values are a big part of the reason for our success.

We Move Fast! With each quarter, we continue to streamline the origination process with automation and close loans faster. We believe a commitment to the best client experience should cause urgency.

We support our team member’s growth and success. Everyone from leadership to sales believe in this. You will notice the moment you join our team we focus on self-development. We want to encourage each other’s success because we know that if our team grows our company grows.

We encourage collaboration and innovation. Without collaboration and innovation, we would not be able to improve, that is why they are important. We are aiming every day to do better for the customer and ourselves.

We take pride in being the best. At On Q Financial, we understand that perfection is impossible, but we can try.  Anyone can attain success with a strong belief in yourself. We hope to empower that in all of our team members.

The Dream of Home Ownership is Inclusive

Great Mortgage Consultants are supported by innovative lenders. Our website was the first of its kind to offer multilingual loan documents. Our goal is to create opportunities not take them away. So we developed a scholarship called The Dream is Inclusive Scholarship, where we are donating three separate gifts of $1,500 to three students of either Russian, Spanish, or Chinese descent.

On Q Financial Will Offer You More Ways to Say Yes

With more investor relationships, On Q Financial is able to offer more product options. This means more opportunities for your borrowers. One of our biggest advantages is our full product suite. We offer Agency as well as Non-Agency programs including refinance programs with high LTV, Fannie Mae, Freddie Mac, Low Down Payment, High Balance, and Government Products. Our product suite also includes Occupancy Solutions such as One Time Close, Manufactured Homes, and Renovation Loans.

See what it's like working with one of the best teams in the business.

Buy a House Refinance

Ditch the Paperwork with Simplicity

Our mobile loan application is leading the industry with more features and useful tools than any other application on the market. Check Simplicity out for yourself! Within seconds a borrower can download the app, and begin the pre-approval process. It takes less than 60 seconds to begin uploading documents, and with Simplicity you can keep your borrower informed with accurate information in real-time.

Mortgages Simplified means upfront pre-approvals, a smooth process, and less hassle. No more over-looked emails or missed calls. With push notifications, every loan update can be sent directly to their home screen. Improve your customer experience start using Simplicity today.

Improve Your Lifestyle

As a part of the On Q Financial family you are respected and appreciated. That is why we offer parental leave, and full benefits coverage to all of our employees. Not only that, but employees have exciting initiatives such as; company wide wellness challenges, stress management, exercise and sports science, health and fitness discounts and more. If you are looking for a place for career growth, you have come to the right place. Our company is rapidly growing- so are your opportunities as an employee!

Benefits Include

  • Medical, Dental, & Vision
  • 401K
  • Paid Parental/Maternity/Adoption

    • (Mothers) Paid Maternity Leave – 6 Weeks
    • (Fathers) Paid Paternity Leave – 4 Weeks
  • Life, AD&D, & Disability Insurance
  • Health & Wellness Program

    • Health Coaches
    • Nutrition and Diet Tips
    • Wellness Challenges

You Have Access to World Class Resources

Our entire team from underwriting to leadership works hard to promote the success of our Mortgage Consultants. As a Mortgage Consultant at On Q you will enjoy access to world class marketing resources. You can personally brand everything from our Simplicity mobile app, to flyers, and social media. You will have access to top industry resources such as Salesforce, Surefire, and Birdeye. Programs that will help you expand your business, and grow your prospects. Use our reputation management tools to customize email and SMS messages to reach your customers on a more personal level. See how we can begin to boost your business today.

Lock Desk Policies Designed To Help You Close

Our lock desk support creates a streamlined customer experience with lock desk policies designed to help you close. We offer an after hours lock policy, so that every consumer has the opportunity to lock in the best rate. Our policy allows for lock period of up to 90 days, and no upfront fee to your borrower. In addition, we can provide a number of lock alternatives. Extended locks up to 180 days are available along with optional float down features.

There’s More

You have full LOS support and competitive pricing that allows you to nudge in front of the competition. In addition to a dedicated marketing team, you will also have dedicated disclosures and underwriting teams. A scenario desk operated by an experienced industry expert will be available to help you with any kind of situation you may encounter in the field. With On Q Financial, you will have every opportunity for success, and strong team to help you make your dreams a reality.

Smooth Transitions

From the start, we will provide you with highly experienced, multi-licensed consultants who will help you and your team transition. Our sales integration management will manage the details of the loans while your team learns the process.

Begin Doing Fulfilling Work

You can’t be at your best unless you’re on the best team, and here at On Q Financial we consider ourselves to be the best. We offer more ways to say yes to your clients, a simpler mortgage experience, and a culture that is unmatched.

With more investor relationships means more product options. On Q Financial will offer you more ways to say yes. Our Simplicity app will keep your borrower involved in the process from day one and allow for easy uploading of documents. Most of all we will support you from the very beginning with our dedicated teams.

Are you interested in becoming a part of the On Q Financial family?

Buy a House Refinance