Leadership Team

On Q Financial, Inc. Executive Leadership

John Bergman

Get to Know John


John Bergman founded On Q Financial, Inc. in 2005 and currently serve as its President. Prior to founding On Q, he was a top producing loan originator with an average yearly loan production of 450 units and more than $100 million in closed loan volume.


The desire to be the very best in the industry prompted John Bergman to start On Q Financial. His focus for the company is to be well established and to have a top-tier reputation with clients, referral sources, business affiliates, employees and prospective employees. On Q’s focus is to provide service levels that create raving fans of our internal and external partners.

Shirley Boynton
Senior VP, Compliance

Get to Know Shirley


Shirley Boynton serves as the Senior Vice President of Compliance for On Q Financial. She served as the National Retail Mortgage Operations Manager for First National Bank of Arizona for 10 years prior to joining On Q Financial. She brings more than 30 years of experience in the real estate industry, including title, escrow and real estate lending.

Mike Downing
Senior VP, Sales & Business Development

Get to Know Mike


Mike Downing is the Senior Vice President of Sales and Business Development. Prior to joining On Q, he was a Senior Vice President at Chase Home Mortgage for 15 Years. During that time, he was the Division Manager of both the Southwest and West Retail Franchises. He was responsible for all aspects of retail lending, including originations, business development and profit and loss management of $7 billion of annual closed loan volume. Mike Downing brings more than 30 years of total experience in the mortgage industry.

Scott Frommert
Chief Financial Officer

Get to Know Scott


Scott Frommert is the Chief Financial Officer for On Q Financial. Prior to joining On Q, he was a Vice President at Chase Home Mortgage. During that time, he oversaw Retail and Consumer direct analytics and management information systems. He was responsible for the P&L, profitability modeling and Home Equity pricing, along with forecast/budget. Scott Frommert brings more than 10 years of experience managing derivatives, profitability and financials.