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About On Q
On Q Financial is a national organization with our headquarters located in Tempe Arizona. We are one of the TOP mortgage lenders in the U.S. Our motto is…MORTGAGES SIMPLIFIED. If you join our team, you'll be working with:- An innovative and collaborative culture.
- High performing region & team.
- Supportive and experienced management.
- Transparent company leadership.
WHAT YOU'LL DO HERE
- Assists in obtaining necessary documentation from borrowers and reviewing for completeness and accuracy.
- Answers customer inquiries and interfaces with MC.
- Completes data inquiry and enters into Encompass.
- Assists in providing an independent assessment of credit risk by examining individual credit/loan applications for adherence to guidelines, policies, and procedures determined by investors.
- Assists with pipeline management reviews with Processors and MCs; monitors rate expirations; follows up with appraisal and title orders.
- Keeps MC’s updated on the status and identifies issues needing MC’s attention.
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- Assists with Client Database management.
- Prepares and distributes sales/marketing materials to referral sources and clients.
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- Understands and adheres to federal regulations, including Reg B, Reg C, Reg X, and Reg Z.
- Prepares file for submission to Processing.
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- Reviews Doc Order Request for accuracy and approval.
- May review pre-audit for accuracy.
- Follows file from start to successful close of escrow.
- Other duties as assigned.
WHAT YOU BRING TO THE TABLE
Education & Experience
- Bachelor’s degree preferred or high school graduate with equivalent experience.
Knowledge, Skills and/or Abilities:
- Excellent customer service skills, with the ability to respond professionally to inquiries and complaints from internal and external customers.
- Knowledge of mortgage process, guidelines, regulations, and automated underwriting systems.
- Ability to read, analyze and interpret financial documents; ability to manually calculate figures and amounts such as payments, interest, discounts, upfront MI, funding fee, MI.
- Familiarity with Encompass and Optimal Blue preferred.
- Strong time management skills, including the ability to accurately prioritize and handle multiple tasks simultaneously.
- Effective written and verbal communication skills.
- Computer proficiency using Microsoft Office suite of products.
- Must be a team player.
Benefits of Working at On Q
- Competitive base salary.
- Opportunity to work remotely.
- 401(K) Plans & company match*.
- Generous PTO & Observed Paid Holidays.
- Employee Loan Program.
- Comprehensive benefits package including: Medical, Dental & Vision.
- Supplementary benefits: Voluntary Life, AD&D, LTD & STD.
- Company-Sponsored Life, AD&D and LTD.
- Wellness Program, Pet Insurance & Corporate Discount Program.
- Diverse and inclusive atmosphere!
We live and breathe our core values: Support, Collaboration, Innovation, Fast-Paced & Pride! Our success over the past decade is largely due to our vision to hire the BEST people in the industry. Is that you? If so, JOIN OUR TEAM!
On Q Financial, Inc. is an Equal Opportunity Employer committed to excellence through diversity. We strongly encourage people of color, lesbian, gay, bisexual, transgender, non-binary, veterans & individuals with disabilities to apply regardless of citizenship or immigration status. Diversity and inclusion are vital to fulfilling our Mission to simplify the mortgage process to make the dream of home ownership a reality—for everyone.
Our Multicultural platforms are disrupting the industry which is only made possible by our diverse, unique, and inclusive family. THE DREAM IS INCLUSIVE!
Recent Job Posts
Transaction Coordinator
Looking to enhance your career? Look no more. On Q Financial is one of the TOP mortgage lenders in the U.S. We Are…MORTGAGES SIMPLIFIED. If you join our family, you’ll be working with:
Innovative and collaborative culture
High performing region & team
Supportive and experienced management
Transparency in communication from Company Leadership
It’s no secret that we MOVE FAST and we’re seeking highly motivated individuals who can keep up and want to be part of our growing company!
Senior Accountant
Senior Accountant will be a highly skilled and analytical member of the Accounting team, providing critical transactional processing and/or oversight to support and ensure accuracy, timeliness, and relevance in all records and reports. Senior Accountant will assist to ensure expedient month end close. Will often serve as a project lead. Will be a critical player in process automation. Shall communicate effectively and collaborate with co-workers of varying levels of experience and responsibility.
Marketing Coordinator
As a Marketing Coordinator, you would be responsible for providing assistance in the development and use of marketing communications, social media, advertising, copywriting and graphic design used by On Q Financial Mortgage Consultants and others as needed. Responsible for analyzing the company’s promotion potential and opportunities, and provide assistance in creating and executing an overall marketing plan.
Senior Mortgage Loan Consultant – Las Vegas, Nevada
Are you a proven Mortgage Loan Originator that is primed to take your book of business to the next level? On Q Financial, Inc. is seeking seasoned mortgage experts to join our high-performing team. Apply Today!
Senior Mortgage Loan Consultant – Henderson, Nevada
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Are you a proven Mortgage Loan Originator that is primed to take your book of business to the next level? On Q Financial, Inc. is seeking seasoned mortgage experts to join our high-performing team. Apply Today!
Senior Mortgage Loan Consultant – Arrowhead, Arizona
Looking to expand your purchase volume and take your brand to the next level? On Q Financial, Inc. is a five-star-rated national mortgage lender, seeking a Senior Mortgage Loan Consultant.
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Looking to expand your purchase volume and take your brand to the next level? On Q Financial, Inc. is a five-star-rated national mortgage lender, seeking a Senior Mortgage Loan Consultant.
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Looking to expand your purchase volume and take your brand to the next level? On Q Financial, Inc. is a five-star-rated national mortgage lender, seeking a Senior Mortgage Loan Consultant in Tustin, California.
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Looking to expand your purchase volume and take your brand to the next level? On Q Financial, Inc. is a five-star-rated national mortgage lender, seeking a Senior Mortgage Loan Consultant in Tustin, California.
Senior Mortgage Loan Consultant – Easley, South Carolina
Are you a proven Mortgage Loan Originator that is primed to take your book of business to the next level? On Q Financial, Inc. is seeking seasoned mortgage experts to join our high-performing team. Apply Today!
Senior Mortgage Loan Consultant – Anderson, South Carolina
Are you a proven Mortgage Loan Originator that is primed to take your book of business to the next level? On Q Financial, Inc. is seeking seasoned mortgage experts to join our high-performing team. Apply Today!
Senior Mortgage Loan Consultant – Alpharetta, Georgia
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Are you a proven Mortgage Loan Originator that is primed to take your book of business to the next level? On Q Financial, Inc. is seeking seasoned mortgage experts to join our high-performing team. Apply Today!
Senior Mortgage Loan Consultant – Lake Ozark, Missouri
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Senior Mortgage Loan Consultant – Lisbon, North Dakota
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Senior Mortgage Loan Consultant – Tustin California
Looking to expand your purchase volume and take your brand to the next level? On Q Financial, Inc. is a five-star-rated national mortgage lender, seeking a Senior Mortgage Loan Consultant in Tustin, California.
Best in class service



Great team to work with on my refinancing! Process for providing required documentation was seamless and easy to track loan status. If you are looking to obtain a new loan or refinance I would definitely recommend reaching out to On Q Financial, Inc.!
Kevin D.
Love On Q Financial, Inc. . They are professional, nice, thorough and have tremendous follow through. Every single person I worked with was terrific. I highly recommend them.
Debra K.
On Q Financial, Inc. goes the extra mile. I’ve used them twice and each time I got a better interest rate than I originally expected because of their diligence.
Ann H.
On Q Financial, Inc. are a group of professional mortgage folks that go beyond the initial application. Each step of the process various people specialize in helping make the mortgage come to fruition. We are very pleased with the help we received and would recommend them to anyone looking for a mortgage.
Ron S.
On Q Financial, Inc. was referred to me and I can see why. They made the process very easy for me. They are very Professional, kept me informed and had a great sense of humor. Having moved from another state recently the comfort I had with them was enormous. I highly recommend them.
Vic O.
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