Jumbo Mortgage

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What is a Jumbo Loan?

Jumbo loans are any single loan amount over the conforming loan limits throughout most of the United States. When Fannie Mae and Freddie Mac limits do not cover the full loan amount on high valued homes, the loan is referred to as a Jumbo Mortgage.

Jumbo Loan Limits

A Jumbo loan is designed for buyers who are purchasing or refinancing a home that is priced higher than the conforming loan limit set by Fannie Mae and Freddie Mac.

On Q Financial is a leader in financing Jumbo loans up to $3 million for owner occupied financing, and offers competitive pricing on fixed-rate and adjustable-rate mortgages.

Jumbo Loan Guidelines

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Purchase, Rate-Term and Cash-Out Refinance Available

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Primary Residence, Second Homes and Investment Properties

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Loan Amounts up to $3,000,000*

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Up to 90% LTV with No Mortgage Insurance (primary residence)

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Get the Convenience of One Loan for the Entire Loan Amount

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30-Year, 20-Year, and 15-Year Terms Available

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Interest Only Payment Options

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Financing Options for FICO Scores >680

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Gift Funds Allowed

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Up to 49.99% Debt-To-Income Ratios

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Foreign National** and Expatriate Loan programs for investment properties and Vacation Homes for all States On Q Financial Inc., lends in.

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Open to First Time Home Buyer

*Loan Amounts Vary by Occupancy Type and Loan-to-Value
**provided by an On Q Financial, Inc. business partner

Guidelines on Jumbo loans vary from program to program.

See if a jumbo loan is right for you

Apply Now

Mortgage Calculator

Use our free mortgage payment calculator to see your potential monthly mortgage payments.

Buying a home is a big investment, it’s important to understand everything involved and see how much you can afford.

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Estimate your Monthly Payments

-Yr Fixed / % Interest

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This calculator provides a broad look at your monthly mortgage payments. To get a personalized quote from an On Q Mortgage Consultant, call 1-866-667-3279.

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