Loan Officer

Job Details

Job Location: Tempe AZ - Remote
Position Type: Full Time
Education Level: High School diploma or GED required.

About On Q

On Q Financial is a national organization with our headquarters located in Tempe Arizona. We are one of the TOP mortgage lenders in the U.S. Our motto is…MORTGAGES SIMPLIFIED. If you join our team, you'll be working with:
  • An innovative and collaborative culture.
  • High performing region & team.
  • Supportive and experienced management.
  • Transparent company leadership.

Working as a Loan Officer/Mortgage Consultant at On Q Financial

Consumer Direct Loan Officers work with clients who are ready to make a home purchase or refinance. You will be responsible for originating mortgage loans, working with borrowers to ensure they acquire the loan product best suited to their situation, overseeing the timely and accurate completion and processing all loan documentation. Loan Officers at On Q work with a high volume of clients, and have a high degree of visibility in the marketplace. Please note that this is a commission-based position.

  • Record and maintain active, On-Q sponsored registration in the Nationwide Mortgage Licensing System and Registry (NMLSR) and has been assigned a unique identification number in compliance with SAFE Act.
  • Meet and maintain all licensing requirements including continuing education.
  • Interview and pre-qualify prospective borrowers.
  • Originate mortgage loans in compliance with On Q requirements and federal and local regulations.
  • Work with the customers by providing the best loan solution for each customer, providing continual updates, advice throughout the process, as well as negotiating terms and conditions as necessary.
  • Analyzes detailed financial and credit data, matching customer needs with appropriate loan program and level of risk.
  • Promptly respond to leads generated by On Q and provide excellent customer service to all potential clients.

WHAT YOU BRING TO THE TABLE

Education & Experience

  • High School Degree or GED
  • Preferred Multi-State Mortgage Sale experience

Knowledge, Skills and/or Abilities:

  • Focus on customer service and relationships with all clients.
  • Proven sales, prospecting and negotiating skills.
  • Ability to thoroughly comprehend underwriting guidelines, as well as programs, policies and procedures.
  • Thorough understanding of real estate appraisals, title reports and real estate transactions; ability to interpret documents and reports.
  • Ability to clearly communicate loan terms, features and benefits to consumers and business partners.
  • Ability to clearly communicate loan terms, features and benefits to consumers and business partners and meet minimum production requirements.

Benefits of Working at On Q

  • Competitive base salary.
  • Opportunity to work remotely.
  • 401(K) Plans & company match*.
  • Generous PTO & Observed Paid Holidays.
  • Employee Loan Program.
  • Comprehensive benefits package including: Medical, Dental & Vision.
  • Supplementary benefits: Voluntary Life, AD&D, LTD & STD.
  • Company-Sponsored Life, AD&D and LTD.
  • Wellness Program, Pet Insurance & Corporate Discount Program.
  • Diverse and inclusive atmosphere!

We live and breathe our core values: Support, Collaboration, Innovation, Fast-Paced & Pride! Our success over the past decade is largely due to our vision to hire the BEST people in the industry. Is that you? If so, JOIN OUR TEAM!

On Q Financial, Inc. is an Equal Opportunity Employer committed to excellence through diversity. We strongly encourage people of color, lesbian, gay, bisexual, transgender, non-binary, veterans & individuals with disabilities to apply. Diversity and inclusion are vital to fulfilling our Mission to simplify the mortgage process to make the dream of home ownership a reality—for everyone.

Our Multicultural platforms are disrupting the industry which is only made possible by our diverse, unique, and inclusive family. THE DREAM IS INCLUSIVE!

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