Down Payment Assistance Programs in South Carolina

Down Payment Assistance products offered in South Carolina include: CHENOA Fund Program, Home in Five Advantage Program, South Carolina Housing Finance Authority (HFA) Home Plus Program, and the “Within Reach” Program. To see which program may be right for you, get started on your application today!

CHENOA Fund Program

Availability: Nationwide

Description

The CHENOA Fund Program is available in South Carolina.

Features

  • Down payment assistance up to 3.5% of the purchase price or appraised value
  • 30-year fixed term with full amortization
  • FHA loan types only
  • Homebuyer education course NOT required
  • Credit and income restrictions may apply

SC State Housing Finance Authority

Availability: South Carolina

Description

The SC Housing loan program is here to help borrowers in South Carolina buy a home.

Features

  • Down payment assistance up to $6,000
  • Available for FHA, USDA, and Conventional
  • Homebuyer education course required
  • Credit and income restrictions may apply

Within Reach Program

Availability: South Carolina

Description

The Within Reach Program is available in all of South Carolina.

Features

  • Down payment assistance up to 4% of the note amount
  • 30-year fixed term with full amortization
  • FHA loan types only
  • Homebuyer education course is required
  • Credit and income restrictions may apply

Some program restrictions and requirements apply. The type of DPA and lien position will vary for each loan program. Please contact your On Q Financial, Inc. Mortgage Consultant for more information. OnQ0406180681Y000003h6oO