Down Payment Assistance Programs in Nevada

Down Payment Assistance programs offered in Nevada include: CHENOA Fund Program, Home at Last Program, Home is Possible Program, and the “Within Reach” Program. To see which program may be right for you, get started on your application today!

CHENOA Fund Program

Availability: Nationwide

Description

The CHENOA Fund Program is available in Nevada.

Features

  • Down payment assistance up to 3.5% of the purchase price or appraised value, whichever is less
  • 30-year fixed term with full amortization on the first mortgage
  • FHA loan types only
  • Homebuyer education course NOT required
  • Credit and income restrictions may apply

Home at Last - Nevada Rural Housing Authority Program

Availability: Nevada

Description

The Home at Last Program is available in the following counties in Nevada: Clark, Churchill, Mineral, and Washoe.

Features

  • Down payment assistance up to 5% of the total loan amount
  • 30-year fixed term with full amortization on the first mortgage
  • FHA, Conventional, and USDA loan types available
  • Homebuyer education course is required
  • Credit and income restrictions may apply

Hope Brings You Home Program

Availability: Nevada

Description

The Hope Brings You Home Program offers down payment assistance for first mortgages to assist homebuyers in distressed areas of Southern Nevada.

Features

  • The DPA is equal to 10% of the subject property purchase price, up to $20,000
  • 30-year fixed term with full amortization on the first mortgage
  • FHA, USDA, Conventional loan types available
  • Homebuyer education course IS required
  • Geographic, acquisition cost and income limits may apply

Home is Possible - Nevada Housing Division Program

Availability: Nevada

Description

The Home is Possible Program is available statewide in Nevada.

Features

  • Down payment assistance up to 5% of the loan value
  • 30-year fixed term with full amortization on the first mortgage
  • FHA & USDA loan types available
  • Homebuyer education course is required
  • Credit and income restrictions may apply

Within Reach Program

Availability: Nevada

Description

The Within Reach Program is available in Nevada.

Features

  • Down payment assistance up to 4% of the note amount
  • 30-year fixed term with full amortization on the first mortgage
  • FHA loan types only
  • Homebuyer education course is required
  • Credit and income restrictions may apply

Some program restrictions and requirements apply. Loan program availability is subject to change without notice. Some programs may have a first-time homebuyer requirement. The type of DPA and lien position will vary for each loan program.
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