Down Payment Assistance Programs in Florida

Down Payment Assistance products offered in Florida include: Escambia County Housing Finance Commission, Florida Housing Finance Corporation, Within Reach Program – Land Home Financial Services, and the Chenoa Fund. To see which program may be right for you, get started on your application today!

Escambia County Housing Finance Commission

Availability: Florida

[et_pb_line_break_holder _i="0" _address="1.1.0.0.0" /][et_pb_line_break_holder _i="1" _address="1.1.0.0.1" /][et_pb_line_break_holder _i="2" _address="1.1.0.0.2" /][et_pb_line_break_holder _i="3" _address="1.1.0.0.3" /][et_pb_line_break_holder _i="4" _address="1.1.0.0.4" /][et_pb_line_break_holder _i="5" _address="1.1.0.0.5" /][et_pb_line_break_holder _i="6" _address="1.1.0.0.6" /][et_pb_line_break_holder _i="7" _address="1.1.0.0.7" /][et_pb_line_break_holder _i="8" _address="1.1.0.0.8" /][et_pb_line_break_holder _i="9" _address="1.1.0.0.9" /][et_pb_line_break_holder _i="10" _address="1.1.0.0.10" /][et_pb_line_break_holder _i="11" _address="1.1.0.0.11" /][et_pb_line_break_holder _i="12" _address="1.1.0.0.12" /][et_pb_line_break_holder _i="13" _address="1.1.0.0.13" /][et_pb_line_break_holder _i="14" _address="1.1.0.0.14" /][et_pb_line_break_holder _i="15" _address="1.1.0.0.15" /][et_pb_line_break_holder _i="16" _address="1.1.0.0.16" /][et_pb_line_break_holder _i="17" _address="1.1.0.0.17" /][et_pb_line_break_holder _i="18" _address="1.1.0.0.18" /][et_pb_line_break_holder _i="19" _address="1.1.0.0.19" /]

Florida Housing Finance Corporation - Conventional Program

Availability: Florida

[et_pb_line_break_holder _i="0" _address="1.1.0.1.0" /][et_pb_line_break_holder _i="1" _address="1.1.0.1.1" /][et_pb_line_break_holder _i="2" _address="1.1.0.1.2" /][et_pb_line_break_holder _i="3" _address="1.1.0.1.3" /][et_pb_line_break_holder _i="4" _address="1.1.0.1.4" /][et_pb_line_break_holder _i="5" _address="1.1.0.1.5" /][et_pb_line_break_holder _i="6" _address="1.1.0.1.6" /][et_pb_line_break_holder _i="7" _address="1.1.0.1.7" /][et_pb_line_break_holder _i="8" _address="1.1.0.1.8" /][et_pb_line_break_holder _i="9" _address="1.1.0.1.9" /][et_pb_line_break_holder _i="10" _address="1.1.0.1.10" /][et_pb_line_break_holder _i="11" _address="1.1.0.1.11" /][et_pb_line_break_holder _i="12" _address="1.1.0.1.12" /][et_pb_line_break_holder _i="13" _address="1.1.0.1.13" /][et_pb_line_break_holder _i="14" _address="1.1.0.1.14" /]

State Housing Initiative Partnership (SHIP) Gadsden County Florida

Availability: Florida

[et_pb_line_break_holder _i="0" _address="1.1.0.2.0" /][et_pb_line_break_holder _i="1" _address="1.1.0.2.1" /][et_pb_line_break_holder _i="2" _address="1.1.0.2.2" /][et_pb_line_break_holder _i="3" _address="1.1.0.2.3" /][et_pb_line_break_holder _i="4" _address="1.1.0.2.4" /][et_pb_line_break_holder _i="5" _address="1.1.0.2.5" /][et_pb_line_break_holder _i="6" _address="1.1.0.2.6" /][et_pb_line_break_holder _i="7" _address="1.1.0.2.7" /][et_pb_line_break_holder _i="8" _address="1.1.0.2.8" /][et_pb_line_break_holder _i="9" _address="1.1.0.2.9" /][et_pb_line_break_holder _i="10" _address="1.1.0.2.10" /][et_pb_line_break_holder _i="11" _address="1.1.0.2.11" /][et_pb_line_break_holder _i="12" _address="1.1.0.2.12" /][et_pb_line_break_holder _i="13" _address="1.1.0.2.13" /][et_pb_line_break_holder _i="14" _address="1.1.0.2.14" /][et_pb_line_break_holder _i="15" _address="1.1.0.2.15" /][et_pb_line_break_holder _i="16" _address="1.1.0.2.16" /][et_pb_line_break_holder _i="17" _address="1.1.0.2.17" /][et_pb_line_break_holder _i="18" _address="1.1.0.2.18" /][et_pb_line_break_holder _i="19" _address="1.1.0.2.19" /]

Within Reach Program - Land Home Financial Services

Availability: Florida

[et_pb_line_break_holder _i="0" _address="1.1.0.3.0" /][et_pb_line_break_holder _i="1" _address="1.1.0.3.1" /][et_pb_line_break_holder _i="2" _address="1.1.0.3.2" /][et_pb_line_break_holder _i="3" _address="1.1.0.3.3" /][et_pb_line_break_holder _i="4" _address="1.1.0.3.4" /][et_pb_line_break_holder _i="5" _address="1.1.0.3.5" /][et_pb_line_break_holder _i="6" _address="1.1.0.3.6" /][et_pb_line_break_holder _i="7" _address="1.1.0.3.7" /][et_pb_line_break_holder _i="8" _address="1.1.0.3.8" /][et_pb_line_break_holder _i="9" _address="1.1.0.3.9" /][et_pb_line_break_holder _i="10" _address="1.1.0.3.10" /][et_pb_line_break_holder _i="11" _address="1.1.0.3.11" /][et_pb_line_break_holder _i="12" _address="1.1.0.3.12" /][et_pb_line_break_holder _i="13" _address="1.1.0.3.13" /][et_pb_line_break_holder _i="14" _address="1.1.0.3.14" /][et_pb_line_break_holder _i="15" _address="1.1.0.3.15" /][et_pb_line_break_holder _i="16" _address="1.1.0.3.16" /][et_pb_line_break_holder _i="17" _address="1.1.0.3.17" /]

Some program restrictions and requirements apply. Loan program availability is subject to change without notice. Some programs may have a first-time homebuyer requirement. The type of DPA and lien position will vary for each loan program. ONQ0409180681Y000003h6o9

Loan down payment example is based on a 30 year fixed conventional mortgage loan with 4.0% down (provided through the Down Payment Assistance program). Amounts are based on loan amount of $200,000, interest rate of 5.375%, APR of 6.190%, $6,551 due from borrower at closing ($8,000 down payment paid through down payment assistance program). Approximate monthly payment of $1525. All amounts shown are estimates provided for educational and comparison purposes only and will vary for each loan. Borrower will be responsible for down payment beyond what is provided by the program as well as any fees and costs associated with the loan. Down payment assistance may come in the form of a forgivable or non-forgivable lien. Income and geographic restrictions apply. Homebuyer education may be required for certain payment assistance programs. Program availability is subject to change without notice. Additional restrictions may apply. On Q Financial, Inc. is an Equal Housing Lender. Loan amounts and fees will vary based on program used. Loan Amounts on FHA Scenario’s include an FHA 1.75% upfront fee. Loan Amounts on VA scenario’s include a 2.15% VA Funding Fee (Based on Regular Military 1st time usage)-No down payment required unless sales price exceeds appraised value. A USDA Guarantee fee will be charged and financed into the loan. The USDA Guarantee Fee is 1% of the loan amount and the USDA Annual Fee is 0.35% as of 06/01/2018. The USDA Annual Fee is to be paid monthly as part of the mortgage payment.