Vicki
Smolich

Mortgage Consultant
NMLS# 309740
State License: DE MLO-309740 | MD 25355

Who can say they love their job after 35 years? The mortgage industry is always changing and sometimes a challenge, but my determination and goal for my clients to get into their dream home hasn’t changed! I have a passion for life, my family, my job and the people I meet along the way who I get to help! The drive that I have is the reason why my clients continue to refer me to new home buyers.

I make it my goal to get every one of my clients to the closing table with smiles on their faces and keys in their hands! To do this I make it a priority to walk them through the mortgage process with excellent customer service and communication. I pride myself on the ability to educate my clients on what programs are available to help them qualify now or in the future. I will never turn away any client as it is my goal to give them their dream!

I make it my priority for every loan that I take that I not only work closely with the buyers but also with the agents, builders, processors and the title company to ensure my clients have a smooth and successful home buying experience. I am experienced in FHA, Conventional, USDA, and VA financing along with most Down Payment Assistance programs available in the area. My skills and expertise make me the best choice in helping guide borrowers thru the mortgage lending process and helping them accomplish their goal of owning a home or refinancing their mortgage.

My career in mortgage banking began in 1984 in Minnesota. I started as a VA, FHA, and Conventional underwriter for 35 states. In 1988 I had the desire to be on the other side of the table helping home buyers from the beginning of the process. Since then I’ve had the opportunity to run several mortgage companies as a branch manager, as well as working in several states. Through the highs and lows of the industry I’ve never left. In 2009 to be closer to my grandchildren I moved to Maryland. I continue to help home buyers in Maryland and Delaware purchase the home of their dreams.

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