What to do with your Tax Refund!

What to do with your Tax Refund!

It’s coming. Tax Day is a few short months away, and while some of you are dreading going to your accountant (or your mom; we don’t judge) for help filing, others may already be filing those returns and getting those refund checks!   Tax Day is Monday,...
How Mortgage Rates Are Determined

How Mortgage Rates Are Determined

Credit score and down payment impact your interest rate Home loan rates are trending up, but are still historically low How much waiting to buy can cost you How is your Mortgage Interest Rate Determined? When buying a home, the mortgage rate will be unique to each...
7 Hacks to Prepare your Home for an Open House

7 Hacks to Prepare your Home for an Open House

Once you decide to sell your home, you probably want to do it in the shortest time possible and at the best price. However, how you prepare for an open house can accelerate this process or slow it down. Whether you are using a realtor or doing it by yourself entirely,...
5/1 ARM Explained

5/1 ARM Explained

  5/1 ARM home loan – first 5 years same interest rate, then adjusts each year after ARMs can have minimum and maximum interest rate amounts 5/1 ARM can be great for short-term purchases What is a 5/1 ARM? A 5/1 ARM (Adjustable Rate Mortgage) combines...