Become an On Q Mortgage Consultant

$18M and 67 units – the average production of our Mortgage Consultants in 2016! That’s why we take pride in hiring only the best.

What Makes On Q Financial Unique?

John Bergman, President and Owner of On Q Financial, founded the company in 2005 with a belief that the mortgage process could be simplified for both consumers and industry professionals. Before founding On Q, John was a top producing loan originator with an average yearly loan production of 450 units and over $100 million in closed loan volume.

Experience, a trait our Mortgage Consultants embody. Then paired with our top-notch Operations support and competitive product suite, it’s no mystery that we’ve continued to grow and outperform others in our industry.

$3 billion was the total loan volume for 2018. Our growth continues to accelerate both in production and talent. On Q still maintains a flat corporate structure where our leadership team is easily accessible.

The On Q Financial Story

Headquartered in Scottsdale, On Q Financial, Inc. was founded in 2005 by John Bergman with the vision of hiring the best people in the mortgage industry to provide home buyers with a simplified mortgage experience. Coupled with a portfolio of attractive loan products and competitive pricing, On Q Financial has continued to build upon that vision every year since our inception.


Consistent, year-over-year growth


Licensed in nearly every state


70+ retail locations


Direct seller to Fannie Mae, Freddie Mac and Ginnie Mae


52% Fast Closings than Other Lenders

On Q Financial Is A Purchase Focused Lender

Real Estate Agents want to have confidence knowing that their preferred mortgage professional can offer a wide range of loan programs with competitive pricing that meet their buyers’ needs, and that their purchase transactions will close on time with the least amount of hassle.

On Q Financial is a Tier 1 Lender and direct Fannie / Freddie / Ginne seller, along with an impressive list of primary investors that provide a number of unique loan programs many smaller mortgage companies do not have access to.

We believe in hiring the most qualified and professional Operations staff so that you can rest assured your loan is being processed by the best in-house team who are guided by common principles of speed, efficiency and communication.

In addition to operational support and an impressive matrix of loan programs and competitive pricing, On Q Financial has an in-house marketing team that is constantly crafting unique strategies to promote you and your agents.

Get In Touch With Our Regional Leadership Team