The Builder Division at On Q Financial

You Build We Close

On Q’s Builder Division is your partner in construction mortgage services. From application to closing, On Q leverages all of our tools and resources to help custom and production builders and developers sell homes and deliver a best-in-class home buying experience!

On Q’s targeted programs, products, and services help to meet the specific needs of new home builders and their buyers. Our high-touch, ‘Client First’ approach and our dedication to timely closings are only two reasons why homebuilders and developers across the country are raving about On Q Financial.

Guided with construction industry expertise, you’re supported by a team of advisors and experts in the builder side of the mortgage business to help you grow your business. Our team serves as an extension of your sales team, through local on-site coverage, co-marketing efforts, and customized solutions to help generate traffic within your new home communities.

Why Builders Partner with On Q!


More Loan Options: Buyers have access to an extensive selection of mortgage products to fit almost any situation during the building process including the One Time Close Construction and MH Advantage programs.


Strategic Partnerships: We have a variety of joint ventures and national partnerships


Extended Rate Locks: This gives buyers peace of mind during the construction process. As rates are changing, your buyers have a secured rate.


Simplicity: On Q Financial’s Mortgages Simplified approach is based on teamwork, integrity, accountability, and results.


Multicultural Advantage: On Q believes the Dream is Inclusive™. We offer our website, marketing materials, critical loan documents, and more in multiple languages!


In-House Condo Approvals: Helps assist builders and buyers to be confident in loan approvals on this high-demand, but often challenged home types.


Partnership: We’re here to support our Realtor Partners to help you connect with more potential buyers and streamline their home purchase experience.


Builder Accelerated Closing: We strive to provide timely loan commitments for pre-sale homes and smooth closings for inventory homes.


Customer Care: You can count on us to be available and responsive to you and your buyer’s needs during their home loan process. Communication is key to our success.

These are only a few of the builders that are partnering with On Q Financial

About the Builder Team 

Donna Timmerman

VP, Builder Services


Donna Timmerman has over 35 years of experience in the mortgage industry, with approximately 20 years managing the Builder Division before joined On Q. She has taken on roles in Operations and Sales in her time in the mortgage industry that have helped her to be involved in every facet of the mortgage industry. Donna joined On Q in February 2009, and she’s currently responsible for managing 6 On Q Branches in Arizona while recruiting and running the On Q Builder Team.

Her passion has been instrumental in expanding the footprint of On Q’s custom and production builders nationwide. Her Builder Team specializes in targeted programs, products, and services to meet the specific needs of new home builders and their buyers by seamlessly evolving with market conditions.   This empowers On Q’s brand by delivering best-in-class home buying experience.

Donna was raised in the Midwest on a farm and now resides in the East Valley here in Arizona.

Caroline Goyke

Builder Business Development Manager

Caroline Goyke has over 25 years of experience in the builder industry working with developers, landowners, banks, and affiliates across the nation. Her past experience has included Subdivision Title and Escrow Service, Project Management, Operations, and Business Development for builders. Caroline is active in the National Home Builder Association and numerous Chapters nationwide, ULI, HomeAid Orange County, NAHREP, and more! She joined the On Q Family in June 2018, and her experience and passion have made Caroline a key member of the On Q Financial Builder Team.

Caroline was born and raised in Chicago, and when she’s not working, she’s enjoying sporting events, boating, traveling, and cooking.

Get In Touch To See How We Can Partner With You

*This is not an offer for extension of credit or a commitment to lend.  Information and program terms and conditions are subject to change without notice. Payment for missed closings will be paid within 30 days after closing. Missed closings due to unavailability of appraisers in the area will not be eligible for this program. On Q Financial Inc, is an Equal Housing Lender. NMLS 5645 OnQ0919190681Y000006eU4h