A couple shaking hands over a desk with a Real Estate Agent

What is a Home Lien?

Why You Should Refinance Your Existing Mortgage Leading up to the financial crisis, it was common for people to take out second liens. It’s 10 years later and those who took a second lien are now reaching the end of the interest-only payment period. If you took a lien on your home or are considering […]
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The 10 Most Affordable Places to Live in Oregon

With endless vineyards, outdoor activities galore, and unique culture, who wouldn’t want to call Oregon home? If you are looking to make the move, but have a strict budget in mind, take a look at the beautiful state’s most affordable cities. Apply Today Springfield Number one for affordability, this city is also highly ranked when […]
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Why You Should Care When The FED Raises Interest Rates?

On Wednesday, June 14, 2017 the Federal Reserve’s Open Market Committee (FOMC) raised interest rates. As FOMC previously announced that they’d make quarterly raises during 2017, this came as no surprise. The stock market barely showed a change after the decision was announced, “while the yield on the 10-year Treasury fell to 2.11%.” So what […]
houses on same street

The Housing Market – Trending Up

But what does that mean for Buyers? Homes are selling fast—under contract in an average of 34 days in March. The inventory of homes on the market is down, but home sales have risen by 8% within the year. The number of starter homes available fell by 43.6% over the past four years. Low Inventory, […]

Barbara Buchacker, Her Volunteer Story: Heart for Seniors

On Q Gives Back… in Charlotte, North Carolina Settled in the beautiful town near Charlotte just southeast of Lake Norman is Huntersville. In the heart of this city lies the Carillon Assisted Living of Huntersville where On Q’s very own Barbara Buchacker volunteers.  Its location is fitting for this heartwarming work. Barbara Buchacker, Her ‘On […]
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United States Department of Agriculture (USDA) Home Loans

USDA-RD Overview The real estate space is broad, diverse, and varies greatly based upon each individual’s unique credit, income, and regional circumstances. The USDA Home Loan Program is designed with this breadth and diversity in mind, specifically where rural housing is concerned. The USDA Rural Development Loan is intended to increase homeownership in rural regions […]