How Mortgage Rates Are Determined

How Mortgage Rates Are Determined

Credit score and down payment impact your interest rate Home loan rates are trending up, but are still historically low How much waiting to buy can cost you How is your Mortgage Interest Rate Determined? When buying a home, the mortgage rate will be unique to each...
10 Most Affordable Places to Live in Texas

10 Most Affordable Places to Live in Texas

Texas has something for everyone. The Lone Star State has big sprawling cities and friendly small towns, along with just about any outdoor activity you can imagine. What’s more, it has lots of affordable places to live. Here are the 10 best: Progreso A small...
10 Most Affordable Places to Live in North Carolina

10 Most Affordable Places to Live in North Carolina

With so many amazing career opportunities and a wide array of outdoor activities, it’s no wonder that North Carolina is constantly among the top 10 most populated states. However, with higher population comes higher living costs. But don’t fret; expensive...
5/1 ARM Explained

5/1 ARM Explained

  5/1 ARM home loan – first 5 years same interest rate, then adjusts each year after ARMs can have minimum and maximum interest rate amounts 5/1 ARM can be great for short-term purchases What is a 5/1 ARM? A 5/1 ARM (Adjustable Rate Mortgage) combines...