by Emilie Malone | Jan 23, 2019 | Education, Featured, News, Uncategorized
Credit score and down payment impact your interest rate Home loan rates are trending up, but are still historically low How much waiting to buy can cost you How is your Mortgage Interest Rate Determined? When buying a home, the mortgage rate will be unique to each...
by Emilie Malone | Dec 30, 2018 | Arm vs. Fixed Loans, Consumer, Education, Featured, First-Time Homebuyers, Market, Mortgage Consultants
5/1 ARM home loan – first 5 years same interest rate, then adjusts each year after ARMs can have minimum and maximum interest rate amounts 5/1 ARM can be great for short-term purchases What is a 5/1 ARM? A 5/1 ARM (Adjustable Rate Mortgage) combines...
by Emilie Malone | Jun 18, 2018 | Featured, Market, Mortgage Consultants, Mortgage News
The Takeaways Mortgage rates have seen a steady increase since the beginning of the year. A higher interest rate could mean a higher mortgage payment each month. Mortgage payments are a large part of home ownership, so it’s best to know what’s going on in the current...
by Emilie Malone | Apr 4, 2018 | Education, Featured, First-Time Homebuyers, Mortgage News
Do be sure to keep your credit healthy by keeping up with your debt payments. Do gather all of your documentation. Don’t make any big purchases or open any new credit cards. Don’t change jobs. As you get ready to purchase your dream home, here are few tips for...
by Emilie Malone | Apr 2, 2018 | Featured, First-Time Homebuyers
Don’t make the mistake of not getting prequalified! Get help from a mortgage consultant! Know ALL the costs! Looking to buy your first home? While exciting, it can be stressful and overwhelming to think about a mortgage, prequalification and down payments. Luckily it...