6 Steps to Getting Debt Free

6 Steps to Getting Debt Free

So you want to get out of debt, but don’t quite know where to start? First of all, congratulations! You’re embarking on a life-changing journey to gain financial independence, and you won’t regret it! Throughout this journey, always remember your motivation to get out...
How to Negotiate Who Pays Closing Costs

How to Negotiate Who Pays Closing Costs

Knowing how to negotiate closing costs can save you money. With the down payment, prepaids, and cash reserves required for buying a house, every cent saved up counts. While most line items on your Loan Estimate which list your closing cost t aren’t that much money...
How Does a 203K Loan Work? (Answered)

How Does a 203K Loan Work? (Answered)

  What is a 203K Loan? A 203K loan is a renovation mortgage that allows you to get a home mortgage and pay for anything from repairs to updates and additions with the same loan. There are two types of 203K loans: Limited 203K Loan and a Standard 203K Loan. Each...
How Long Does It Take to Buy a House?

How Long Does It Take to Buy a House?

Whether you’re planning to move across the country or down the street, it’s essential to know how long it takes to buy a house. Timing your move with your job and other factors is necessary for a smooth transition. While the length of time it takes to buy a house does...
The Pros and Cons of Buying a Foreclosed Home

The Pros and Cons of Buying a Foreclosed Home

What is a Foreclosure? Whether you are in the market to buy your first home or your seventh, it’s important to weigh all of your options. Often we are left with many types of homes to choose from and one of those options (that you may overlook) is a foreclosed...