10 Tips on How to Prepare for a Hurricane

With a record ten hurricanes making landfall already this year, it is vital to know what you should do to prepare when you receive news a hurricane is on the way. Hurricane Delta has already made landfall, but you may have time to prepare. Check out On Q Financial’s ten tips to prepare before Hurricane Delta reaches the United States later this week as projected!

Check the NOAA Advisories

The National Oceanic and Atmospheric Administration (NOAA) is responsible for tracking hurricanes and other storms and weather patterns across the United States and the surrounding oceans. When storms or hurricanes are detected or forecast due to atmospheric changes, the NOAA will issue advisories for areas that are likely to be affected. While these advisories are highly technical, they are a good indication of whether or not a hurricane will affect your region.

Hurricane Evacuation Route road sign

Follow Your State Recommendations

In addition to NOAA, state officials will likely issue warnings of any hurricanes or storms in your area. Follow them on social media or through your local news to stay informed. Knowing where your local evacuation zones are and whether your neighborhood has specific requirements will ensure you are ready for any event!

Track its Path

If you are unsure about whether your area is in the path of a hurricane, you can track its forecasted path through the NOAA’s National Hurricane Center. You can see where the storm currently is, where it is projected to make landfall, and the current category. Keep in mind that your first notice should come from your local government or a weather advisory, but this is an excellent place to check if you want to stay updated on a hurricane’s trajectory.

First aid supplies and bottled water in front of a clipboard with a paper titled Disaster Preparedness Checklist

Have an Emergency Plan

One of the most important things you can do for your home and those in your household is to have an emergency preparedness plan. Knowing what to do in the event of a disaster such as a hurricane can make a big difference. For a guide on where to start with your emergency plan, check out this guide by ready.gov.

Volunteer

If your community is forecast to be hit by a hurricane, you might want to volunteer your time to assist in preparation. Community Emergency Response Teams and Voluntary Organizations Active in Disasters are both great ways to get involved and help your community in the event of a disaster. It’s a good idea to volunteer before any disaster hits so that you can receive proper training. These resources are also a great way to build up your CV if you are a student and teach some incredibly valuable skills!

A fallen power line pole in front of a Bump road sign

Prepare for Power Outages

Power outages and service disruptions are incredibly common during hurricanes and storms. Losing power could have some significant consequences, so being prepared before the power goes out will be crucial. Luckily, we’ve put together a guide to help you figure out what to do when a blackout occurs.

Prepare for Communication Disruptions

Along with power loss, storms often cause service disruptions with telephone and internet services. Make sure you charge any cell phones and keep them ready in case they are needed. It may also be a good idea to invest in a battery-powered radio or long-range communication devices like walkie-talkies to stay connected.

Man on a stepladder measuring a window, with a boarded up window behind him

Evaluate Your Home or Business

Ensure your home or business is ready for the brunt of the wind and debris that will strike. Bring any outdoor furniture indoors and anchor sheds. Do a walk around your home and fix any loose shingles or siding. Storm shutters and weatherstripping on windows and doors should also be checked to prevent water from getting in.

Know Your Insurance Coverage

Peace of mind is essential when dealing with a natural disaster. It can be challenging to find a moment when you don’t have to worry about your home and belongings. Knowing that your home is protected can help ease that stress. While most home insurance plans do not cover flood damage, you may be able to purchase additional insurance for this. If having your home covered in case of a hurricane event interests you, check out this guide on “hurricane” insurance!

Weatherproofing Long Term

Perhaps your best option for preparing for a hurricane is weatherproofing your home. If you are in an area prone to extreme weather, you might want to invest in better storm shutters, insulation, and gutters or drainage. Additionally, you might benefit from a remodel, which would allow you to raise certain areas of your home and replace windows or roofs. One way to fund this remodel is a cash-out refinance. Contact a mortgage consultant to find out if this is a good option for you.

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About the Author

Before opening On Q Financial in 2005, John Bergman originated and funded 450 units a year as a loan officer. He founded the company with just $1M of personal life savings—committed to his vision for building the best independent mortgage organization in the industry.

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