The 10 Most Affordable Places to Live in Oregon

With endless vineyards, outdoor activities galore, and unique culture, who wouldn’t want to call Oregon home? If you are looking to make the move, but have a strict budget in mind, take a look at the beautiful state’s most affordable cities.


Number one for affordability, this city is also highly ranked when it comes to its rivers. If you’re a fisherman, you can certainly keep up this budget-friendly activity here. Not a fan of the reel? Springfield’s beautiful riverfronts also host a variety of recreational centers, parks, and other family-friendly attractions.

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No; not Dallas, Texas. Oregon has its very own Dallas; a much-less expensive city that still has a lot to offer! Get your fill of plant life with one of their beautiful botanical gardens. The Peavy Arboretum offers educational labs for both children and adults so everyone can learn about the beautiful state and their plants.

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With an average salary of just under $50,000 combined with a low cost of living, life is good for citizens of Keizer. Although you can enjoy food and fun year-round, the city of Keizer looks forward to their Iris Festival. This annual May event hosts a variety of concerts, food and drink, a carnival, and even a parade!

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Woodburn Oregon


With low home prices (the average home costing $173,300), Woodburn allows for families to live comfortably. The only thing that could hold someone back from living here is an allergy to flowers! Each year the city holds a month-long tulip festival. Stroll through over 40 beautiful acres of beautiful flowers and views of vineyards and mountains. With a variety of food and fun, bring your whole family, even your dogs!

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Although a city made up of over 156,000 locals, it’s tied with Springfield for cost of living. The only reason it made number five is due to its lower salary average. However, this unique place makes up for this with its wide variety of activities! Find your new favorite brewery on the Eugene Ale Trail or learn about its rich history at one of their many museums.

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Coos Bay

Scoring in the top five for affordability for their food, this is actually the top location for finding high-quality eating. Listen up to all our foodies out there. With a variety of festivals (most of them centered around food), you’ll be able to keep both your stomach and wallet happy while living here.

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Budget friendly Lebanon lives up to its slogan “It’s easier from here.”  Instead of worrying about home affordability (average home prices rank fifth in affordability on this list) the people of Lebanon can focus on fun instead. Wondering if they have festivals too? Lebanon is home to an annual strawberry festival (they just celebrated their 108th anniversary) allows the city’s friendly people to gather for food and fun!

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Boasting the lowest average home price ($140,200) and an unemployment rate of only 7.6%, Pendleton is a very affordable place to live. Not only is this a budget-friendly home; this city also hosts the annual Pendleton Round-Up. With concerts, food, and a rodeo, you are guaranteed a good time. This event also honors the native culture, allowing all who attend to understand the city’s history.

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With an average salary of over $76,000 and low cost of living, Damascus is one nice place to live. Although it dissolved last year as a city, it is still considered a community and known for its community feel! With an endless list of family activities and farmer’s markets, the people of Damascus love to come together to enjoy their beautiful home.

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Salem Oregon

City of Salem

Still haven’t decided which Oregon city to call home? Take a look at the city of Salem. Although it‘s number 10 on the list overall, it’s tied for number five when it comes to cost of living. With a population of over 154,000, in this bigger city there’s always something to do! The state’s capital, Salem, is full of history, beautiful vineyards, and endless activities for its residents and visitors to enjoy.

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We put down roots in Oregon so that you can too! Let us help you afford your dream Oregon home. Visit the nearest On Q branch today to learn how we’re making Mortgages Simplified.


About the Author

Before opening On Q Financial in 2005, John Bergman originated and funded 450 units a year as a loan officer. He founded the company with just $1M of personal life savings—committed to his vision for building the best independent mortgage organization in the industry.

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