Message from the President

On Q Financial, Inc. was established with the vision of hiring the best people in the industry. Year after year, we build on that guiding principle ensuring our clients and referral partners consistently receive a high level of customer service as well as a “Mortgages Simplified” home loan experience.

In 2013, On Q Financial, Inc. funded $1.935  billion in loan volume. Since inception, On Q Financial, Inc. has experienced incremental growth every year. As of January 1, 2014, On Q Financial, Inc. employs 400 with 46 offices in Arizona, California, Colorado, Florida, Georgia, North Carolina, South Carolina, Texas, Utah and Washington.

On Q Financial, Inc.’s growth is attributed to our high quality and diversified home loan products, expert staff and unparalleled service. Our Mortgage Consultants strive to provide peace-of-mind through openness and transparency during the mortgage process. Our clients and referral partners recognize when they’ve had a great experience with us and continue to refer their family and friends.

We offer a variety of loan products including Purchase, Refinance, Conforming, Jumbo, FHA, VA, HARP, Rural Housing, and Relocation. At On Q Financial, Inc. we understand that finding the right home can be stressful – that’s why we’ve done everything possible to ensure that we’ve simplified the mortgage process for you. Thank you for your continued business and trust in our organization.

John F. Bergman
On Q Financial, Inc.
Mortgages Simplified

State Licenses

On Q Financial offers home loans for Conventional, FHA, VA and USDA financing in the following States: Alabama Consumer Credit License #100758 | Arizona Lender #BK-0906866 | California Lender #603E172 | Colorado #LMB000021795 | District of Columbia Dual Authority License #MLB5645 | Florida Lender #MLD358 | Georgia Lender #22050 | Idaho #MBL-6579 | Illinois Lender #MB.6760285 | Indiana DFI First Lien Mortgage Lending License #16384 | Louisiana Residential Mortgage Lending License #5645 | Maryland Mortgage Lending License #19585 | Massachusetts Mortgage Broker License and Mortgage Lenders License #MC5645 | New Mexico Mortgage Loan Company #03079 | North Carolina Lender #L151336| Oklahoma Mortgage Broker License #MB002107 | Oregon #MI-4892 | South Carolina Lender #MLS-5645 | Tennessee Lender #4402 | Texas #5645 | Utah DRE Mortgage Entity License #8125475 | Virginia State Corporation Commission #MC-4559 | Washington Lender #CL-5645 | On Q Financial, Inc NMLS #5645


This web site and the information it contains are provided as a service by On Q Financial, Inc. to assist those who have questions or concerns about purchasing a home and available mortgage products. Our web site has links to sites we feel might be useful to you and which may provide services. When you link to another site, you are no longer on our site and are subject to the privacy policy of the new site. On Q Financial Inc., accepts no responsibility for the content or accessibility of the external websites or external documents linked to on this website. Readers are encouraged to research and verify information contained herein. The information on this website is not intended to substitute for advice from professional credit counselors or legal counsel. On Q Financial, Inc. cannot and does not provide legal advice to members of the public. The listing of an organization does not necessarily represent sponsorship or endorsement of the information or organization by On Q Financial, Inc.