The Best Place for the Best People

On Q Financial’s core belief in simplifying the mortgage process is what drives the company to constantly improve ways of removing the the friction points in marketing, origination, underwriting, funding and management.

Today’s lending world has a lot of challenges and being an expert is our primary focus. That’s why we take pride in hiring only the best Mortgage Consultants and Operations staff in the country.

Many of our Mortgage Consultants consistently rank in the top 1% of all mortgage professionals and have been providing home ownership solutions for many years.

What Makes On Q Financial Unique?

John Bergman, President and Owner of On Q Financial, founded the company in 2005 with a belief that the mortgage process could be simplified for both consumers and industry professionals by hiring the most experienced loan originators and providing them with the absolute best possible operational support and most competitive programs and pricing.

Previous to founding On Q, John was a top producing loan originator with average yearly loan production of 450 units and over $100 million in closed loan volume.

In 2013, On Q Financial, Inc. funded $1.935 billion in loan volume, which is the result of striving for quality vs quantity. And even with 400 employees across 49 offices as of January 2014, On Q Financial still maintains a flat corporate structure where Mortgage Consultants have a personal relationship and direct access to top-level administration and department leaders.

The On Q Financial Story

Headquartered in Scottsdale, On Q Financial, Inc. was founded in 2005 by John Bergman with the vision of hiring the best people in the mortgage industry to provide home buyers with a simplified mortgage experience. Coupled with a portfolio of attractive loan products and competitive pricing, On Q Financial has continued to build upon that vision every year since our inception.

  • Consistent, year-over-year growth
  • # 51 Mortgage company in the USA by Mortgage Executive Magazine
  • Licensed in 25 states
  • 45 retail branches
  • Direct seller to Fannie Mae, Freddie Mac and Ginnie Mae
  • Funded more than $8.5 billion in home loans for thousands of home owners across the US since 2005

On Q Financial Is A Purchase Focused Lender

Real Estate Agents want to have confidence knowing that their preferred mortgage professional can offer a wide range of loan programs with competitive pricing that meet their buyers’ needs, and that their purchase transactions will close on time with the least amount of hassle.

On Q Financial is a Tier 1 Lender and direct Fannie / Freddie / Ginne seller, along with an impressive list of primary investors that provide a number of unique loan programs many smaller mortgage companies do not have access to.

We believe in hiring the most qualified and professional Operations staff so that you can rest assured your loan is being processed by the best in-house team who are guided by common common principles of speed, efficiency and communication.

In addition to operational support and an impressive matrix of loan programs and competitive pricing, On Q Financial has an in-house marketing team that is constantly crafting unique strategies to promote you and your agents.

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