Find a Jumbo Loan that’s right for you

Jumbo loans are designed for buyers who are purchasing or refinancing a home that is priced higher than the conforming loan limit set by Fannie Mae and Freddie Mac. On Q Financial is a leader in financing Jumbo loans up to $3 million for owner occupied financing, and offers competitive pricing on fixed-rate and adjustable-rate mortgages. Whether you are a First Time Homebuyer, buying your next home or refinancing your existing home- On Q Financial will take care of your home financing needs.

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What is a Jumbo Loan?

A Jumbo loan is any single loan amount over the conforming loan limit of $417,000 throughout most of the United States. When Fannie Mae and Freddie Mac limits do not cover the full loan amount on high valued homes, the loan is referred to as a “Jumbo” Mortgage.

On Q Financial Has a Jumbo Loan to Fit Your Needs!

  • Purchase, Rate-Term and Cash-Out Refinance Available
  • Primary Residence, Second Homes and Investment Properties
  • Loan Amounts up to $3,000,000*
  • Up to 90% LTV with No Mortgage Insurance (primary residence)
  • Get the Convenience of One Loan for the Entire Loan Amount
  • 30-Year, 20-Year, and 15-Year Terms Available
  • Interest Only Payment Options
  • Financing Options for FICO Scores >680
  • Gift Funds Allowed
  • Up to 49.99% Debt-To-Income Ratios
  • Foreign National** and Expatriate Loan programs for investment properties and Vacation Homes for all States On Q Financial Inc., lends in.
  • Open to First Time Homebuyers

Guidelines on Jumbo loans vary from program to program. Contact an On Q Financial Mortgage Consultant for full details and to find a Jumbo loan that is right for you.

*Loan Amounts Vary by Occupancy Type and Loan-to-Value

**provided by an On Q Financial, Inc. business partner

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