Buying your first home is exciting and it’s one of the biggest financial decisions you’ll ever make.
We can help you get pre-qualified so you know how much you can comfortably afford. We guide you through our “mortgages simplified” process and help you understand your home financing choices so you can select the home loan that is right for you.
We’ll advise you on documentation requirements, down payment options and see if you qualify for 100% financing, low down payment programs or even down payment assistance options. We have in-house underwriting, processing and funding, so we work with you every step of the way.
Are you considering refinancing your mortgage to reduce your monthly payment? Or looking for peace of mind by switching from an adjustable to a fixed rate loan? Maybe you’re interested in borrowing against your home equity to pay other expenses such as college tuition or home improvements.
Whatever your goals for refinancing are, On Q Financial offers a variety of loan options to meet your needs. We are focused on simplifying the process. We have in-house underwriting, processing and funding, so our experienced team members work with you to refi as quickly and easily as possible.
Are you paying too much on your current home loan? You could lower your monthly mortgage payment and put money back in your pocket by refinancing today.
Where do you want to start?
At On Q, we can help you buy your first home or build your dream home. We can help you refinance to lower your payments or show you how you can use the equity in your home to your advantage. Our Mortgages Simplified” approach encompasses in-house underwriting, processing and funding, so you can rest assured that our team of industry experts will help guide you every step of the way.
Building a new home is an exciting process for your buyers. You need to partner with a mortgage lender that you and your customers can trust. Guided with construction industry expertise, our Builder Division leverages our resources to help custom and production builders sell homes and deliver a best-in-class home buying experience!
Realtors appreciate that On Q offers targeted programs, products, and services to meet the specific needs of their buyers – whether first time buyers, credit-challenged or in need of unique funding such as condos, manufactured homes or foreign national programs.
Our high-touch, ‘Client First’ approach and our dedication to timely closings are only two reasons why real estate agents and homebuilders across the country are raving about On Q Financial.